WNEB · Western New England Bancorp, Inc.

Includes 8,303 incentive stock award shares that have not yet vested and have been previously reported.

Represents shares purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program using compensation otherwise payable in cash.

Represents shares purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program using compensation otherwise payable in cash.

Represents shares purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program using compensation otherwise payable in cash.

Represents shares purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program using compensation otherwise payable in cash.

Represents shares purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program using compensation otherwise payable in cash.

Represents shares purchased in the open market on behalf of the reporting person pursuant to the Company's Non-Employee Director Stock Election Program using compensation otherwise payable in cash.

Total direct includes 27,273 unvested time-based incentive stock award shares, for which 14,282, 8,078 and 3,913 shares are scheduled to vest on 12/31/26, 12/31/27 and 12/31/28, respectively.

Shares granted under the Company's Amended & Restated 2021 Omnibus Plan fully vest on 12/31/26 and represent the portion of the Director's annual Board retainer that is paid in equity having a grant date fair market value of approximately $20,000.

Total direct includes 8,855 unvested time-based incentive stock award shares, for which 4,648, 2,942 and 1,265 shares are scheduled to vest on 12/31/26, 12/31/27 and 12/31/28, respectively.

Shares granted under the Company's Amended & Restated 2021 Omnibus Plan fully vest on 12/31/26 and represent the portion of the Director's annual Board retainer that is paid in equity having a grant date fair market value of approximately $20,000.

Shares granted under the Company's Amended & Restated 2021 Omnibus Plan fully vest on 12/31/26 and represent the portion of the Director's annual Board retainer that is paid in equity having a grant date fair market value of approximately $20,000.

Shares granted under the Company's Amended & Restated 2021 Omnibus Plan fully vest on 12/31/26 and represent the portion of the Director's annual Board retainer that is paid in equity having a grant date fair market value of approximately $20,000.

Total direct includes 6,654 unvested time-based incentive stock award shares, for which 3,497, 2,209 and 948 shares are scheduled to vest on 12/31/26, 12/31/27 and 12/31/28, respectively.

Total direct includes 6,519 unvested time-based incentive stock award shares, for which 3,421, 2,166 and 932 shares are scheduled to vest on 12/31/26, 12/31/27 and 12/31/28 respectively

Total direct includes 6,303 unvested time-based incentive stock award shares, for which 3,312, 2,093 and 898 shares are scheduled to vest on 12/31/26, 12/31/27 and 12/31/28 respectively.

Total direct includes 8,001 unvested time-based incentive stock award shares, for which 4,200, 2,658 and 1,143 shares are scheduled to vest on 12/31/26, 12/31/27 and 12/31/28, respectively.

Total direct includes 6,267 unvested time-based incentive stock award shares, for which 3,289, 2,082 and 896 shares are scheduled to vest on 12/31/26, 12/31/27 and 12/31/28, respectively.

Total direct includes 9,912 unvested time-based incentive stock award shares, for which 5,202, 3,294 and 1,416 shares are scheduled to vest on 12/31/26, 12/31/27 and 12/31/28 respectively.

Shares granted under the Company's Amended & Restated 2021 Omnibus Plan fully vest on 12/31/26 and represent the portion of the Director's annual Board retainer that is paid in equity having a grant date fair market value of approximately $20,000.

Shares granted under the Company's Amended & Restated 2021 Omnibus Plan fully vest on 12/31/26 and represent the portion of the Director's annual Board retainer that is paid in equity having a grant date fair market value of approximately $20,000.

Shares granted under the Company's Amended & Restated 2021 Omnibus Plan fully vest on 12/31/26 and represent the portion of the Director's annual Board retainer that is paid in equity having a grant date fair market value of approximately $20,000.

Total direct includes 7,101 unvested time-based incentive stock award shares, for which 3,726, 2,360 and 1,015 shares are scheduled to vest on 12/31/26, 12/31/27 and 12/31/28, respectively.

Shares granted under the Company's Amended & Restated 2021 Omnibus Plan fully vest on 12/31/26 and represent the portion of the Director's annual Board retainer that is paid in equity having a grant date fair market value of approximately $20,000.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Total direct includes 5,062 unvested time-based incentive stock award shares, for which 3,384 and 1,678 shares are scheduled to vest on 12/31/26 and 12/31/27, respectively.

Total direct includes 5,666 unvested time-based incentive stock award shares, for which 3,787 and 1,879 shares are scheduled to vest on 12/31/26 and 12/31/27, respectively

Total direct includes 3,613 unvested time-based incentive stock award shares, for which 2,416 and 1,197 shares are scheduled to vest on 12/31/26 and 12/31/27, respectively.

Total direct includes 3,814 unvested time-based incentive stock award shares, for which 2,551 and 1,263 shares are scheduled to vest on 12/31/26 and 12/31/27, respectively.

Total direct includes 3,727 unvested time-based incentive stock award shares, for which 2,491 and 1,236 shares are scheduled to vest on 12/31/26 and 12/31/27, respectively.

Total direct includes 4,060 unvested time-based incentive stock award shares, for which 2,713 and 1,347 shares are scheduled to vest on 12/31/26 and 12/31/27, respectively.

Total direct includes 4,574 unvested time-based incentive stock award shares, for which 3,058 and 1,516 shares are scheduled to vest on 12/31/26 and 12/31/27, respectively.

Total direct includes 3,583 unvested time-based incentive stock award shares, for which 2,395 and 1,188 shares are scheduled to vest on 12/31/26 and 12/31/27, respectively.

Total direct includes 15,538 unvested time-based incentive stock award shares, for which 10,371 and 5,167 shares are scheduled to vest on 12/31/26 and 12/31/27, respectively.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.

Includes 7,041 unvested restricted shares awarded through the Company's Long-Term Equity Incentive Plan. Shares are scheduled to vest as follows: 3,428 shares on 12/31/25, 2,416 shares on 12/31/26 and 1,197 shares on 12/31/27.

Represents an acquisition of stock under the Company's Non-Employee Director Stock Election Program. Shares acquired are self-funded through deferred compensation and are not representative of a restricted stock award.