WRLD · World Acceptance Corp
$194.75
+7.06 (+3.76%)
At close · Aug 14
Market Cap
$884.37M
Shares
4.66M
World Acceptance Corp Earnings Call Transcripts
Every quarterly earnings call for World Acceptance Corp (WRLD) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲9.7%
$151.26M
−$637,000
'23 Q2
22-10-27
▼1.7%
$146.53M
$5.81M
'23 Q3
23-01-26
▼4.6%
$160.84M
$24.63M
'23 Q4
23-05-04
▼11.8%
$139.32M
$9.54M
'24 Q1
23-07-21
▼9.5%
$136.88M
$16.08M
'24 Q2
23-10-20
▼6%
$137.75M
$16.67M
'24 Q3
24-01-19
▼1%
$159.26M
$35.06M
'24 Q4
24-05-02
▼6.8%
$129.80M
$10.15M
'25 Q1
24-07-26
▼3.8%
$131.73M
$22.37M
'25 Q2
24-10-25
▲0.9%
$138.96M
$13.63M
'25 Q3
25-01-28
▲2.8%
$163.69M
$43.10M
'25 Q4
25-04-29
▲2.3%
$132.77M
$1.58M
'26 Q1
25-07-24
▲2.4%
$134.85M
−$1.66M
'26 Q2
25-10-23
▲1.9%
$141.64M
−$625,000
'26 Q3
26-01-27
▲7.5%
$175.91M
$35.29M
'26 Q4
26-04-30
LATEST
▲4.8%
$139.21M
$6.11M
'27 Q1
26-07-24
Earnings call
FY27 · Q1
2026-07-24
World Acceptance Corp Q1 FY2027 Earnings Call
Positive tone
Underwriting Tightening and Loosening
Credit Quality Improvement
Customer Demand
Revenue
$139.21M
▲ 4.8% YoY Diluted EPS
$1.33
▲ 343.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q4
2026-04-30
World Acceptance Corp Q4 FY2026 Earnings Call
Positive tone
Credit quality
Macro and gas price risk
Capital return
Revenue
$175.91M
▲ 7.5% YoY Diluted EPS
$7.44
▼ 5.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY26 · Q3
2026-01-27
World Acceptance Corp Q3 FY2026 Earnings Call
Confident tone
New customer growth and credit quality
Branch staffing and personnel management
Leadership transition
Revenue
$141.64M
▲ 1.9% YoY Diluted EPS
$-0.13
▼ 105.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q2
2025-10-23
World Acceptance Corp Q2 FY2026 Earnings Call
Confident tone
Portfolio yield and growth
New customer growth
Marketing and cost of acquisition
Revenue
$134.85M
▲ 2.4% YoY Diluted EPS
$-0.33
▼ 108.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2025-07-24
World Acceptance Corp Q1 FY2026 Earnings Call
Confident tone
Capital return and share repurchases
Loan growth and originations
Consumer behavior and macroeconomic outlook
Revenue
$132.77M
▲ 2.3% YoY Diluted EPS
$0.30
▼ 83.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2025-04-29
World Acceptance Corp Q4 FY2025 Earnings Call
Positive tone
Delinquency and charge-offs
Loan portfolio mix shift to small loans
Non-refinance origination volume
Revenue
$163.69M
▲ 2.8% YoY Diluted EPS
$7.91
▲ 29.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-01-28
World Acceptance Corp Q3 FY2025 Earnings Call
Confident tone
Customer base expansion
Small loan / large loan mix
Yield improvement
Revenue
$138.96M
▲ 0.9% YoY Diluted EPS
$2.49
▼ 12.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2024-10-25
World Acceptance Corp Q2 FY2025 Earnings Call
Revenue
$131.73M
▼ 3.8% YoY Diluted EPS
$4.03
▲ 48.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2024-07-26
World Acceptance Corp Q1 FY2025 Earnings Call
Revenue
$129.80M
▼ 6.8% YoY Diluted EPS
$1.82
▲ 12.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2024-05-02
World Acceptance Corp Q4 FY2024 Earnings Call
Confident tone
Delinquency and Net Charge-Off Improvement
Earnings Per Share Tiers / Long-Term Incentive Plan
Customer Base and Demand
Revenue
$159.26M
▼ 1% YoY Diluted EPS
$6.09
▲ 45% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-01-19
World Acceptance Corp Q3 FY2024 Earnings Call
Revenue
$137.75M
▼ 6% YoY Diluted EPS
$2.84
▲ 186.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2023-10-20
World Acceptance Corp Q2 FY2024 Earnings Call
Revenue
$136.88M
▼ 9.5% YoY Diluted EPS
$2.71
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2023-07-21
World Acceptance Corp Q1 FY2024 Earnings Call
Revenue
$139.32M
▼ 11.8% YoY Diluted EPS
$1.62
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2023-05-04
World Acceptance Corp Q4 FY2023 Earnings Call
Revenue
$160.84M
▼ 4.6% YoY Diluted EPS
$4.20
▲ 41.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-01-26
World Acceptance Corp Q3 FY2023 Earnings Call
Revenue
$146.53M
▼ 1.7% YoY Diluted EPS
$0.99
▼ 13.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2022-10-27
World Acceptance Corp Q2 FY2023 Earnings Call
Revenue
$151.26M
▲ 9.7% YoY Diluted EPS
$-0.11
▼ 105.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2022-07-27
World Acceptance Corp Q1 FY2023 Earnings Call
Revenue
$157.92M
▲ 21.8% YoY Diluted EPS
$-1.49
▼ 161.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2022-05-05
World Acceptance Corp Q4 FY2022 Earnings Call
Revenue
$168.66M
▲ 15.3% YoY Diluted EPS
$2.97
▼ 57.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-01-25
World Acceptance Corp Q3 FY2022 Earnings Call
Revenue
$149.05M
▲ 13.8% YoY Diluted EPS
$1.14
▼ 49.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2021-10-26
World Acceptance Corp Q2 FY2022 Earnings Call
Revenue
$137.83M
▲ 10.8% YoY Diluted EPS
$1.94
▼ 1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2021-07-21
World Acceptance Corp Q1 FY2022 Earnings Call
Revenue
$129.66M
▲ 4.7% YoY Diluted EPS
$2.44
▲ 8.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2021-05-06
World Acceptance Corp Q4 FY2021 Earnings Call
Revenue
$146.28M
▼ 10.3% YoY Diluted EPS
$6.96
▲ 118.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-01-22
World Acceptance Corp Q3 FY2021 Earnings Call
Revenue
$130.95M
▼ 10.9% YoY Diluted EPS
$2.25
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2020-10-22
World Acceptance Corp Q2 FY2021 Earnings Call
Revenue
$124.44M
▼ 12.1% YoY Diluted EPS
$1.96
▲ 532.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2020-07-30
World Acceptance Corp Q1 FY2021 Earnings Call
Revenue
$123.87M
▼ 10.5% YoY Diluted EPS
$2.24
▲ 130.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2020-05-07
World Acceptance Corp Q4 FY2020 Earnings Call
Revenue
$163.02M
▲ 3.8% YoY Diluted EPS
$3.18
▼ 24.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-01-30
World Acceptance Corp Q3 FY2020 Earnings Call
Revenue
$147.00M
▲ 6.8% YoY Diluted EPS
$-0.87
▼ 229.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2019-06-30
World Acceptance Corp Q1 FY2020 Earnings Call
Revenue
$138.44M
▲ 12.7% YoY Diluted EPS
$0.97
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Showing 1–28 of 28 earnings calls