UNION SAVINGS BANK

Bank

CIK

1985855

Location

LITCHFIELD, CT

Portfolio Value

Small $107,538,340

Diversification

Diversified

Filing Date

Global Rank

#5,533 / 8,603 ▲ 59 · as of Mar 2026

Top Industry

Software - Infrastructure 8.5%

3Y Alpha vs SPY

-5.7%

Period ended 3 months ago

Filed Apr 17, 2026 · 3mo

11 quarters · since Jun 2023

Clone Performance

Aug 2023–Jul 2026 · vs SPY

Hypothetical growth of cloning every reported 13F position and rebalancing on each filing, indexed to the same start.

Cloned portfolio

+49.3%

SPY

+72.8%

Annualised alpha

-5.9%

Max drawdown

−16.1%

Estimate. 13F holdings are quarter-lagged and long-only, so the clone rebalances about 45 days after each period end — when the filing becomes public — and excludes options and short positions. Past performance does not predict future results.

Portfolio Concentration

241 positions · as of Mar 31, 2026 · Δ vs Dec 31, 2025

Top Position

11.5%

+0.0 pts

Top 5

29.7%

−1.4 pts

Top 10

41.7%

−1.4 pts

HHI

292

Diversified−16

Portfolio Trend

11 quarters · across all stocks

Sector Breakdown

As of Mar 31, 2026

Sector	% Portfolio	Value	Positions
Technology	21.0%	$22,575,583	42
Unclassified	18.3%	$19,712,703	8
Healthcare	11.6%	$12,441,414	30
Financial Services	10.9%	$11,675,382	39
Industrials	9.2%	$9,893,807	34
Consumer Cyclical	8.6%	$9,201,889	24
Consumer Defensive	6.8%	$7,363,044	19
Communication Services	6.1%	$6,587,130	9
Energy	3.2%	$3,421,767	10
Utilities	2.9%	$3,109,243	14
Basic Materials	0.8%	$866,176	7
Real Estate	0.6%	$690,202	5

Last Quarter's Activity

Export CSV

Mar 31, 2026 vs Dec 31, 2025

Added To

Positions the filer increased

21 positions

Ticker	Company	Δ Shares	Shares	Value
MCHP	Microchip Technology Inc	+2,722	4,761	$307,608
TSCO	Tractor Supply Co /De/	+974	6,365	$288,334
PANW	Palo Alto Networks Inc	+731	2,875	$460,920
ISRG	Intuitive Surgical Inc	+561	680	$313,473
AMZN	Amazon Com Inc	+409	10,882	$2,266,394
ORCL	Oracle Corp	+397	6,597	$970,484
BX	Blackstone Inc.	+296	8,785	$1,010,186
EOG	Eog Resources Inc	+277	3,377	$488,212
MA	Mastercard Inc	+160	3,444	$1,720,829
UNH	Unitedhealth Group Inc	+158	607	$164,248
QQQ	Invesco Qqq Trust, Series 1	+125	3,898	$2,249,847
AVGO	Broadcom Inc.	+112	4,298	$1,330,273
CBRE	Cbre Group, Inc.	+104	1,183	$160,249
WAT	Waters Corp /De/	+51	61	$18,165
KO	Coca Cola Co	+32	7,610	$578,740
GEV	GE Vernova Inc.	+27	854	$745,456
BLK	BlackRock, Inc.	+25	452	$434,692
CASY	Caseys General Stores Inc	+25	1,020	$742,416
TMO	Thermo Fisher Scientific Inc.	+8	1,486	$730,413
GE	General Electric Co	+7	2,897	$822,081
MSFT	Microsoft Corp	+4	16,320	$6,041,173
No positions match the current search.

Trimmed

Positions the filer reduced

25 positions

Ticker	Company	Δ Shares	Shares	Value
NVO	Novo Nordisk A S	−4,885	1,252	$46,010
T	At&T Inc.	−1,754	12,784	$370,608
AWK	American Water Works Company, Inc.	−1,297	1,781	$242,376
ENB	Enbridge Inc	−1,183	20,061	$1,086,101
ACN	Accenture plc	−1,137	2,492	$494,138
NOW	ServiceNow, Inc.	−1,125	35	$3,659
NBTB	Nbt Bancorp Inc	−1,086	6,282	$267,487
CSCO	Cisco Systems, Inc.	−708	8,211	$637,091
SO	Southern Co	−701	6,104	$589,157
TFC	Truist Financial Corp	−588	2,309	$106,143
GSK	GSK plc	−495	2,368	$130,689
BAC	Bank Of America Corp /De/	−493	9,832	$479,310
MDLZ	Mondelez International, Inc.	−411	9,659	$556,744
MRK	Merck & Co., Inc.	−405	4,833	$581,360
GOOGL	Alphabet Inc.	−380	14,553	$4,184,860
ADP	Automatic Data Processing Inc	−366	5,507	$1,118,911
MCD	Mcdonalds Corp	−347	3,907	$1,214,256
AAPL	Apple Inc.	−332	20,981	$5,324,767
RTX	RTX Corp	−319	6,053	$1,167,623
PG	PROCTER & GAMBLE Co	−305	10,359	$1,496,253
DUK	Duke Energy CORP	−290	2,803	$367,023
D	Dominion Energy, Inc	−266	1,679	$103,795
SHEL	Shell plc	−245	1,004	$93,372
Q	Qnity Electronics, Inc.	−245	10	$1,153
ADBE	Adobe Inc.	−240	561	$136,367
No positions match the current search.

New Positions

Positions the filer opened this quarter

8 positions

Ticker	Company	Shares	Value
CEG	Constellation Energy Corp	212	$59,201
COF	Capital One Financial Corp	136	$24,810
PLTR	Palantir Technologies Inc.	100	$14,628
CNP	Centerpoint Energy Inc	147	$6,344
ULTA	Ulta Beauty, Inc.	10	$5,227
AZN	Astrazeneca PLC	15	$2,958
BA	Boeing Co	10	$1,990
VSNT	Versant Media Group, Inc.	51	$1,887
No positions match the current search.

Sold Out

Positions the filer fully exited

6 positions

Ticker	Company	Shares	Value
BR	Broadridge Financial Solutions, Inc.	620	$138,365
PAYC	Paycom Software, Inc.	505	$80,476
IBIT	iShares Bitcoin Trust ETF	903	$44,833
SOLS	Solstice Advanced Materials Inc.	807	$39,204
AON	Aon plc	64	$22,584
J	Jacobs Solutions Inc.	35	$4,636
No positions match the current search.

Portfolio Positions

Compact Export CSV View 13F filing

241 positions · $107,538,340 total · as of Mar 31, 2026

All sectors Basic Materials Communication Services Consumer Cyclical Consumer Defensive Energy Financial Services Healthcare Industrials Real Estate Technology Utilities

Showing 1–50 of 241 positions by value · page 1 of 5

Ticker	Company	Type	Shares	Δ Shares	Value (USD)	% Δ Value	% of Portfolio
SPY	Spdr S&P 500 ETF Trust	Reduced	19,002	-119	$12,357,760	−5.2%	11.49%
MSFT	Microsoft Corp Technology	Added	16,320	+4	$6,041,173	−23.4%	5.62%
AAPL	Apple Inc. Technology	Reduced	20,981	-332	$5,324,767	−8.1%	4.95%
GOOGL	Alphabet Inc. Communication Services	Reduced	14,553	-380	$4,184,860	−10.5%	3.89%
MDY	Spdr S&P Midcap 400 ETF Trust	Reduced	6,453	-122	$3,979,952	+0.3%	3.70%
JPM	Jpmorgan Chase & Co Financial Services	Reduced	10,685	-144	$3,143,099	−9.9%	2.92%
NVDA	Nvidia Corp Technology	Reduced	17,052	-122	$2,973,868	−7.2%	2.77%
COST	Costco Wholesale Corp /New Consumer Defensive	Reduced	2,357	-9	$2,348,584	+15.1%	2.18%
AMZN	Amazon Com Inc Consumer Cyclical	Added	10,882	+409	$2,266,394	−6.2%	2.11%
QQQ	Invesco Qqq Trust, Series 1	Added	3,898	+125	$2,249,847	−2.9%	2.09%
IDXX	Idexx Laboratories Inc /De Healthcare	Held	3,500	0	$1,966,615	−16.9%	1.83%
TJX	Tjx Companies Inc /De/ Consumer Cyclical	Reduced	10,908	-14	$1,742,007	+3.8%	1.62%
MA	Mastercard Inc Financial Services	Added	3,444	+160	$1,720,829	−8.2%	1.60%
LLY	ELI LILLY & Co Healthcare	Reduced	1,633	-17	$1,501,984	−15.3%	1.40%
PG	PROCTER & GAMBLE Co Consumer Defensive	Reduced	10,359	-305	$1,496,253	−2.1%	1.39%
CVX	Chevron Corp Energy	Reduced	6,594	-22	$1,364,298	+35.3%	1.27%
AVGO	Broadcom Inc. Technology	Added	4,298	+112	$1,330,273	−8.2%	1.24%
JNJ	Johnson & Johnson Healthcare	Reduced	5,209	-84	$1,273,287	+16.2%	1.18%
NSC	Norfolk Southern Corp Industrials	Reduced	4,415	-163	$1,267,105	−4.1%	1.18%
MCD	Mcdonalds Corp Consumer Cyclical	Reduced	3,907	-347	$1,214,256	−6.6%	1.13%
META	Meta Platforms, Inc. Communication Services	Reduced	2,073	-16	$1,186,024	−14.0%	1.10%
RTX	RTX Corp Industrials	Reduced	6,053	-319	$1,167,623	−0.1%	1.09%
ADP	Automatic Data Processing Inc Technology	Reduced	5,507	-366	$1,118,911	−25.9%	1.04%
PEP	Pepsico Inc Consumer Defensive	Reduced	7,056	-133	$1,095,726	+6.2%	1.02%
ENB	Enbridge Inc Energy	Reduced	20,061	-1,183	$1,086,101	+6.9%	1.01%
CAT	Caterpillar Inc Industrials	Held	1,511	0	$1,070,482	+23.7%	1.00%
SYK	Stryker Corp Healthcare	Reduced	3,247	-46	$1,066,931	−7.8%	0.99%
HD	Home Depot, Inc. Consumer Cyclical	Reduced	3,205	-154	$1,054,091	−8.8%	0.98%
ABBV	AbbVie Inc. Healthcare	Reduced	4,671	-53	$1,015,895	−5.9%	0.94%
BX	Blackstone Inc. Financial Services	Added	8,785	+296	$1,010,186	−22.8%	0.94%
TRV	Travelers Companies, Inc. Financial Services	Reduced	3,363	-84	$980,919	−1.9%	0.91%
ORCL	Oracle Corp Technology	Added	6,597	+397	$970,484	−19.7%	0.90%
LMT	Lockheed Martin Corp Industrials	Reduced	1,552	-195	$938,013	+11.0%	0.87%
ABT	Abbott Laboratories Healthcare	Reduced	8,528	-117	$875,568	−19.2%	0.81%
ES	Eversource Energy Utilities	Held	12,496	0	$865,722	+2.9%	0.81%
HON	Honeywell International Inc Industrials	Held	3,581	0	$848,886	+15.9%	0.79%
GE	General Electric Co Industrials	Added	2,897	+7	$822,081	−7.7%	0.76%
TSLA	Tesla, Inc. Consumer Cyclical	Held	2,027	0	$753,537	−17.3%	0.70%
AXP	American Express Co Financial Services	Reduced	2,484	-26	$751,360	−19.1%	0.70%
GEV	GE Vernova Inc. Industrials	Added	854	+27	$745,456	+37.9%	0.69%
CASY	Caseys General Stores Inc Consumer Cyclical	Added	1,020	+25	$742,416	+35.0%	0.69%
TMO	Thermo Fisher Scientific Inc. Healthcare	Added	1,486	+8	$730,413	−14.7%	0.68%
AMAT	Applied Materials Inc /De Technology	Held	2,027	0	$692,808	+33.0%	0.64%
CSCO	Cisco Systems, Inc. Technology	Reduced	8,211	-708	$637,091	−7.3%	0.59%
GLD	Spdr Gold Trust	Held	1,430	0	$615,314	+8.6%	0.57%
BRK-B	Berkshire Hathaway Inc Financial Services	Held	1,243	0	$595,645	−4.7%	0.55%
SO	Southern Co Utilities	Reduced	6,104	-701	$589,157	−0.7%	0.55%
MRK	Merck & Co., Inc. Healthcare	Reduced	4,833	-405	$581,360	+5.4%	0.54%
BMY	Bristol Myers Squibb Co Healthcare	Reduced	9,550	-172	$579,207	+10.5%	0.54%
KO	Coca Cola Co Consumer Defensive	Added	7,610	+32	$578,740	+9.2%	0.54%