Joel Hurwitz

“Two firsts on cash generation, just what is the expected dividend from Bermuda in 27? And then, Tom, could you provide some more color on what drove the increase to your 26 capital projection?”

“Just first on excess capital, Laura, can you just take us through the drivers of the reduction quarter over quarter in the excess number?”

“In your prepared remarks on Japan, you highlighted good expense results despite the inflationary pressures. Can you just elaborate on how significant those inflation pressures are on your expense base?”

“Cash at the holding company continues to build, I think in your prepared remarks, you said $587 million. I guess any caller on where you want Holdco Cash to be, it seems, well above your needs, and any Colorado potential drawdown in use of that capital?”

“Rami, could you just provide some color on the non-medical health experience in the quarter? How was dental and disability? And I guess PFML has been an area of focus with others.”