John MacDonald

“I was hoping to follow up on the last question around deposits. So inside of that outlook for the back half of the year, Steve, what do you see in terms of deposit mix, in terms of non-interest bearing versus interest bearing?”

“I was wondering if you could unpack the deposit outlook for the rest of the year, including kind of what you see in terms of mix, both the non-interest bearing and what you call the core deposits inside your outlook.”

“Rob, wanted to ask, you had some very strong loan growth through the quarter. Could you speak a little bit to the cadence of the loan and deposit growth as the quarter progressed?”

“Jeremy, I was wondering if you could talk a little bit about the drivers of the upward revision to the XMarkets, NII, and perhaps the cadence to in third quarter, fourth quarter as we think about the exit rate, you know, heading into next year.”