George

“Just going back to the auto discussion, it seems like it's hitting kind of an inflection point, that asset class. How much of the change is being driven by just the increased supply that you noted versus a shift among lenders, maybe recognizing that the outcomes could be better through selling the receivables?”

“Actually, I just wanted to go back to the expenses discussion. The comp expense was down quite a bit, quarter of a quarter. Was there some structural stuff, or was it just like was 1Q, I guess, had some of the year-end So, anything to just call out there?”

“I just wanted to ask about trends at Corvest in April. And then can you just talk about the pipeline discipline in March, I guess the volatility that drove that, and is the sort of backdrop a lot better now in April?”

“Actually, first, have you seen any changes in the competitive landscape in the industry? And should we expect the core premium yield to remain pretty steady in 2026?”

“I first wanted to ask about the strength in agent premiums. Can you, you know, it looks like you're continuing to grow there. Are you taking share? And if so, is that like coming from the larger players or just, you know, call around what's going on there?”