Analyst
Morgan Stanley
Equibles does not estimate personal net worth.
James Fossett is recorded as Analyst at Morgan Stanley. James Fossett has spoken on 9 earnings calls across 8 companies, most recently for Visa Inc. on October 27, 2026. Those appearances were for Global-E Online Ltd. (GLBE), Visa Inc. (V), PayPal Holdings, Inc. (PYPL), Cognizant Technology Solutions Corp (CTSH), Galaxy Digital Inc. (GLXY) and 3 other companies. The companies whose calls James Fossett spoke on are classified in the Consumer Cyclical, Financial Services and Technology sectors.
“I wanted to ask kind of a follow-on question related to how you're investing in agentic commerce and all the new money movement capabilities. As these flows continue to develop, how much of an opportunity do you expect to genuinely be incremental to Visa versus potentially a migration of existing card volumes?”
“I wanted to follow up on that question and not only how we should think about reinvestment and the other side of it, capital return, and how you're going to decide how to apportion savings to one or the other.”
“I appreciate all the color and detail today on current conditions, et cetera.”
“I want to follow up on the service fee take rate commentary. And you're clear that you expect that to be relatively stable through 26, the service fee component.”
“I wanted to follow up on kind of what's happening beyond just the allocation and approvals of I really appreciate the color there, and certainly you guys have done good work.”
Morgan Stanley
Analyst
Transcript header (unverified)
GLBE
Internet Retail · Consumer Cyclical
Credit Services · Financial Services
Credit Services · Financial Services
Information Technology Services · Technology
GLXY
Capital Markets · Financial Services
Information Technology Services · Technology
XYZ
Software - Infrastructure · Technology
