XYZ · Block, Inc.
$82.88
-0.21 (-0.25%)
At close · Aug 14
Market Cap
$47.46B
Shares
600.79M
Block, Inc. Earnings Call Transcripts
Every quarterly earnings call for Block, Inc. (XYZ) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲17.4%
$4.52B
−$14.71M
'22 Q3
22-11-03
▲14%
$4.65B
−$113.82M
'22 Q4
23-02-23
▲26%
$4.99B
$98.32M
'23 Q1
23-05-04
▲25.7%
$5.53B
−$102.04M
'23 Q2
23-08-03
▲24.4%
$5.62B
−$88.74M
'23 Q3
23-11-02
▲24.1%
$5.77B
$102.24M
'23 Q4
24-02-22
▲19.4%
$5.96B
$472.00M
'24 Q1
24-05-02
▲11.2%
$6.16B
$195.27M
'24 Q2
24-08-01
▲6.4%
$5.98B
$283.75M
'24 Q3
24-11-07
▲4.5%
$6.03B
$1.95B
'24 Q4
25-02-20
▼3.1%
$5.77B
$189.87M
'25 Q1
25-05-01
▼1.6%
$6.05B
$538.46M
'25 Q2
25-08-07
▲2.3%
$6.11B
$461.54M
'25 Q3
25-11-06
▲3.6%
$6.25B
$115.76M
'25 Q4
26-02-26
▲4.9%
$6.06B
−$308.68M
'26 Q1
26-05-07
LATEST
▲9.3%
$6.62B
$88.52M
'26 Q2
26-08-05
Earnings call
FY26 · Q2
2026-08-05
Block Second Quarter 2026 Earnings Call
Revenue
$6.62B
▲ 9.3% YoY Diluted EPS
$0.15
▼ 82.8% YoY Gross margin
47.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-05-07
Block, Inc. Q1 FY2026 Earnings Call
Confident tone
Square seller growth and GPV acceleration
Cash App ecosystem expansion
Raised full-year financial outlook
Revenue
$6.06B
▲ 4.9% YoY Diluted EPS
$-0.52
▼ 273.3% YoY Gross margin
48.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-03-03
2026 Morgan Stanley Technology, Media & Telecom Conference
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY25 · Q4
2026-02-26
Block, Inc. Q4 FY2025 Earnings Call
Confident tone
Cash App growth and engagement
2025 financial performance and Rule of 40
Lending (Borrow) and Cash App Financial Services
Revenue
$6.25B*
▲ 3.6% YoY Gross margin
45.9%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-06
Block, Inc. Q3 FY2025 Earnings Call
Confident tone
Cash App growth and engagement
Square product velocity and upmarket expansion
Neighborhoods and Cash App-Square integration
Revenue
$6.11B
▲ 2.3% YoY Diluted EPS
$0.74
▲ 64.4% YoY Gross margin
43.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-08-07
Block, Inc. Q2 FY2025 Earnings Call
Confident tone
Square seller momentum and field sales
Cash App growth and engagement
Borrow and banking expansion
Revenue
$6.05B
▼ 1.6% YoY Diluted EPS
$0.87
▲ 180.6% YoY Gross margin
41.9%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-01
Block, Inc. Q1 FY2025 Earnings Call
Revenue
$5.77B
▼ 3.1% YoY Diluted EPS
$0.30
▼ 59.5% YoY Gross margin
39.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-20
Block, Inc. Q4 FY2024 Earnings Call
Confident tone
Square platform evolution
Gross profit growth and Rule of 40
Cash App growth initiatives
Revenue
$6.03B*
▲ 4.5% YoY Gross margin
38.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-11-07
Block, Inc. Q3 FY2024 Earnings Call
Confident tone
2025 outlook and Rule of 40
Cash App momentum
Afterpay on Cash App Card
Revenue
$5.98B
▲ 6.4% YoY Diluted EPS
$0.45
Gross margin
37.6%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-01
Block, Inc. Q2 FY2024 Earnings Call
Confident tone
Square Seller Strategy and Pricing
Cash App Growth and Engagement
Strong Q2 Financial Results and Profitability
Revenue
$6.16B
▲ 11.2% YoY Diluted EPS
$0.31
Gross margin
36.3%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-02
Block, Inc. Q1 FY2024 Earnings Call
Confident tone
Square GPV and banking
Cash App growth and engagement
Q1 financial performance
Revenue
$5.96B
▲ 19.4% YoY Diluted EPS
$0.74
▲ 362.5% YoY Gross margin
35.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-22
Block, Inc. Q4 FY2023 Earnings Call
Positive tone
Cash App banking strategy and direct deposit
Profitability and adjusted operating income
BNPL integration into Cash App
Revenue
$5.77B*
▲ 24.1% YoY Gross margin
35.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-02
Block, Inc. Q3 FY2023 Earnings Call
Revenue
$5.62B
▲ 24.4% YoY Diluted EPS
$-0.15
Gross margin
33.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-03
Block, Inc. Q2 FY2023 Earnings Call
Revenue
$5.53B
▲ 25.7% YoY Diluted EPS
$-0.17
Gross margin
33.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-04
Block, Inc. Q1 FY2023 Earnings Call
Revenue
$4.99B
▲ 26% YoY Diluted EPS
$0.16
Gross margin
34.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-23
Block, Inc. Q4 FY2022 Earnings Call
Revenue
$4.65B*
▲ 14% YoY Gross margin
35.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-03
Block, Inc. Q3 FY2022 Earnings Call
Revenue
$4.52B
▲ 17.4% YoY Diluted EPS
$-0.02
Gross margin
34.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-04
Block, Inc. Q2 FY2022 Earnings Call
Revenue
$4.40B
▼ 5.9% YoY Diluted EPS
$-0.36
▼ 190% YoY Gross margin
33.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-05-05
Block, Inc. Q1 FY2022 Earnings Call
Revenue
$3.96B
▼ 21.7% YoY Diluted EPS
$-0.38
▼ 575% YoY Gross margin
32.7%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-24
Block, Inc. Q4 FY2021 Earnings Call
Revenue
$4.08B*
▲ 29.1% YoY Gross margin
29.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-04
Block, Inc. Q3 FY2021 Earnings Call
Revenue
$3.84B
▲ 26.7% YoY Diluted EPS
$0.00
▼ 100% YoY Gross margin
29.5%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-02
Block, Inc. Q2 FY2021 Earnings Call
Revenue
$4.68B
▲ 143.3% YoY Diluted EPS
$0.40
Gross margin
24.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-05-06
Block, Inc. Q1 FY2021 Earnings Call
Revenue
$5.06B
▲ 266.2% YoY Diluted EPS
$0.08
Gross margin
19.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-23
Block, Inc. Q4 FY2020 Earnings Call
Revenue
$3.16B*
▲ 140.5% YoY Gross margin
25.4%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-11-05
Block, Inc. Q3 FY2020 Earnings Call
Revenue
$3.03B
▲ 139.6% YoY Diluted EPS
$0.07
▲ 16.7% YoY Gross margin
26.2%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-08-05
Block, Inc. Q2 FY2020 Earnings Call
Revenue
$1.92B
▲ 63.8% YoY Diluted EPS
$-0.03
Gross margin
31.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-05-06
Block, Inc. Q4 FY2019 Earnings Call
Revenue
$1.31B*
▲ 40.8% YoY Gross margin
40.1%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q1
2020-05-06
Block, Inc. Q1 FY2020 Earnings Call
Revenue
$1.38B
▲ 44% YoY Diluted EPS
$-0.24
Gross margin
39.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Showing 1–28 of 28 earnings calls
Key facts
CIK
1512673
CUSIP
852234103
13F (30d)
1007 filings
968 filers
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