Russell Gunther

“Would you guys expect to see continued expansion or has the rate environment or competitive landscape kind of shifted your view on where that margin ultimately shakes out?”

“Wanted to begin, yeah, morning, on the loan growth discussion. So I appreciate the color you shared in terms of growth coming in a little lighter this quarter.”

“I wanted to start on the loan growth side of things. Morning, Billy. Another enviable organic growth quarter and guide, maybe a more intermediate question on my end.”

“I wanted to start on the strong organic growth results this quarter. It would be helpful to get a sense for what type of contribution the new commercial lenders are putting up so far.”

“And then I think you mentioned a little bit of seasonality in the fourth quarter, but as you look ahead, would you guys expect to be able to sustain this high single-digit pace, or is there an absolute level of rates where we start to see some demand destruction and loan growth begin to slow?”