EBC · Eastern Bankshares, Inc.
$23.01
-0.19 (-0.82%)
At close · Aug 6
Market Cap
$5.32B
Shares
231.14M
Eastern Bankshares, Inc. Earnings Call Transcripts
Every quarterly earnings call for Eastern Bankshares, Inc. (EBC) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼53.2%
$18.52M
$54.78M
'22 Q3
22-10-28
·
$
$42.29M
'22 Q4
23-01-27
▼63.7%
$17.68M
−$194.10M
'23 Q1
23-04-28
▼56.2%
$19.79M
$48.66M
'23 Q2
23-07-28
▲5.7%
$19.57M
$59.11M
'23 Q3
23-10-27
·
$19.82M
$318.50M
'23 Q4
24-01-26
▲15.5%
$20.43M
$38.65M
'24 Q1
24-04-26
▲45.9%
$28.88M
$26.33M
'24 Q2
24-07-26
▲53.9%
$30.12M
−$6.19M
'24 Q3
24-10-25
▲67.5%
$33.20M
$60.77M
'24 Q4
25-01-24
▲52.4%
$31.13M
−$217.67M
'25 Q1
25-04-25
▲12.6%
$32.53M
$100.23M
'25 Q2
25-07-25
▲9.5%
$32.97M
$106.14M
'25 Q3
25-10-24
▲12.8%
$37.46M
$99.51M
'25 Q4
26-01-23
LATEST
▲19.4%
$37.15M
$65.26M
'26 Q1
26-04-24
Earnings call
FY26 · Q2
2026-07-24
Eastern Bankshares, Inc. 2026 Q2 Earnings Call
Confident tone
Competition and market positioning
Deposits and funding
Earnings and profitability
Results not yet reported
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-24
Eastern Bankshares, Inc. Q1 FY2026 Earnings Call
Confident tone
Net Interest Margin
Loan Growth and Pipelines
Capital Return
Revenue
$37.15M
▲ 19.4% YoY Diluted EPS
$0.29
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-23
Eastern Bankshares, Inc. Q4 FY2025 Earnings Call
Confident tone
HarborOne merger integration
Capital return and CET1 management
Organic growth and no M&A
Revenue
$37.46M*
▲ 12.8% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-24
Eastern Bankshares, Inc. Q3 FY2025 Earnings Call
Confident tone
HarborOne Merger
Net Interest Margin
Profitability and Earnings
Revenue
$32.97M
▲ 9.5% YoY Diluted EPS
$0.53
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-25
Eastern Bankshares, Inc. Q2 FY2025 Earnings Call
Confident tone
HarborOne acquisition
Wealth management
Credit quality
Revenue
$32.53M
▲ 12.6% YoY Diluted EPS
$0.50
▲ 212.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-25
Eastern Bankshares, Inc. Q1 FY2025 Earnings Call
Positive tone
HarborOne merger
Capital return
Wealth management
Revenue
$31.13M
▲ 52.4% YoY Diluted EPS
$-1.08
▼ 550% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-24
Eastern Bankshares, Inc. Q4 FY2024 Earnings Call
Confident tone
Loan and Deposit Growth
Cambridge Trust Merger Integration
Commercial Real Estate / Office Credit Risk
Revenue
$33.20M*
▲ 67.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-25
Eastern Bankshares, Inc. Q3 FY2024 Earnings Call
Confident tone
Commercial real estate / office credit risk
Cambridge Trust merger integration
Allowance for loan losses and reserving
Revenue
$30.12M
▲ 53.9% YoY Diluted EPS
$-0.03
▼ 108.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-26
Eastern Bankshares, Inc. Q2 FY2024 Earnings Call
Positive tone
Office portfolio credit risk
Cambridge Trust merger and integration
Leadership transitions
Revenue
$28.88M
▲ 45.9% YoY Diluted EPS
$0.16
▼ 46.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-26
Eastern Bankshares, Inc. Q1 FY2024 Earnings Call
Balanced tone
Credit quality and charge-offs
Core deposit and loan growth
Expenses and operating efficiency
Revenue
$20.43M
▲ 15.5% YoY Diluted EPS
$0.24
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-26
Eastern Bankshares, Inc. Q4 FY2023 Earnings Call
Confident tone
Cambridge Bancorp merger
Credit quality and office loans
Net interest margin outlook
Revenue
$19.82M*
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-27
Eastern Bankshares, Inc. Q3 FY2023 Earnings Call
Revenue
$19.57M
▲ 5.7% YoY Diluted EPS
$0.36
▲ 9.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-28
Eastern Bankshares, Inc. Q2 FY2023 Earnings Call
Revenue
$19.79M
▼ 56.2% YoY Diluted EPS
$0.30
▼ 3.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-28
Eastern Bankshares, Inc. Q1 FY2023 Earnings Call
Revenue
$17.68M
▼ 63.7% YoY Diluted EPS
$-1.20
▼ 500% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-27
Eastern Bankshares, Inc. Q4 FY2022 Earnings Call
Revenue
$*
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-28
Eastern Bankshares, Inc. Q3 FY2022 Earnings Call
Revenue
$18.52M
▼ 53.2% YoY Diluted EPS
$0.33
▲ 50% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-29
Eastern Bankshares, Inc. Q2 FY2022 Earnings Call
Revenue
$45.22M
▲ 11% YoY Diluted EPS
$0.31
▲ 55% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-29
Eastern Bankshares, Inc. Q1 FY2022 Earnings Call
Revenue
$48.70M
▲ 11.4% YoY Diluted EPS
$0.30
▲ 7.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-28
Eastern Bankshares, Inc. Q4 FY2021 Earnings Call
Revenue
$*
▼ 240.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-29
Eastern Bankshares, Inc. Q3 FY2021 Earnings Call
Revenue
$39.55M
▲ 7.9% YoY Diluted EPS
$0.22
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-30
Eastern Bankshares, Inc. Q2 FY2021 Earnings Call
Revenue
$40.74M
▲ 12.9% YoY Diluted EPS
$0.20
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-30
Eastern Bankshares, Inc. Q1 FY2021 Earnings Call
Revenue
$43.72M
▲ 1.2% YoY Diluted EPS
$0.28
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-29
Eastern Bankshares, Inc. Q4 FY2020 Earnings Call
Revenue
$38.82M*
Diluted EPS
$-0.26
Rev · 5q
Audio
Transcript
Slides
8-K10-K
Showing 1–23 of 23 earnings calls
Key facts
CIK
1810546
CUSIP
27627N105
13F (30d)
113 filings
112 filers
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