Eastern reported record operating net income of $111 million, up 4% linked quarter, and period-end loans increased $261 million. The company returned $89.1 million to shareholders and expects net interest margin to remain relatively stable in the fourth quarter.
Eastern Bankshares, Inc. reported third-quarter 2026 net income of $111.0 million. Loans grew 1.1%, non-performing loans fell $24.6 million to $84.8 million, and a $0.15 per-share dividend is payable December 21, 2026.
128 of 328 funds reported for Sep 30 · net +1.5M sh shares · +10 new
Insider flowDistributing
Net -$1.4M over 90 days · 100% sells
Short interestRising
8.71% of shares out · ▲ +0.2% MoM · 8.5 days cover
Volume signalNormal
Volume near normal
Institution breadthMulti-yr high
328 holders — near 3-yr high, broad support
Squeeze score71
high risk · 0–100
Fundamentals
Strong
Revenue growth+19%
Y/Y
EPS growth−35%
Y/Y
ValuationP/E 13.1
in line
Buyback$200.0M
authorized
Balance sheet$101.9M
net cash
Quant / Vol
risk profile
Low
Volatility24%
annualized · 1-yr
Max drawdown−16%
past year
ATR2.4%
of price · 14-day
Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.
Guidance & track record
what management promised — and delivered
Latest guidance
· from the Earnings Call filed Oct 23, 2026
going forward
Effective tax rate
22%
fourth quarter
Fixed rate variable assets
$1B
2027
Fixed rate variable assets
$800M
next year
Fixed rate asset repricing
$800M
through the cycle
Deposit beta
50%
Previous outlook
earlier release· from the Earnings Call filed Jul 24, 2026
Still-open targets the latest release did not restate under the same label.
Deposit growth
· full year 20262% – 3%
Provision
· full year 2026$25M – $30M
Deposit growth
· for the year2% – 3%
Provision
· for the year$25M – $30M
Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.
Technicals
trend & momentum for long-term holdersStrong Buy
0 · 3 · 4
50 / 200-day cross
No crossNeutral
Price vs 200-day avg
+8%Bullish
Price vs 50-day avg
+5%Bullish
RSI (14)
60Neutral
MACD trend
PositiveBullish
52-week position
88%Bullish
Volume (OBV)
ConfirmsNeutral
Market signals — smart money & positioning
Mixed
Trend (MA cross)No cross
50d $22 › 200d $21 — 50d above 200d
Institutional flowAccumulating
128 of 328 funds reported for Sep 30 · net +1.5M sh shares · +10 new
Insider flowDistributing
Net -$1.4M over 90 days · 100% sells
Short interestRising
8.71% of shares out · ▲ +0.2% MoM · 8.5 days cover
Volume signalNormal
Volume near normal
Institution breadthMulti-yr high
328 holders — near 3-yr high, broad support
Price context
position in its 52-week range
Range low$17Now $23 · 88%Range high$24
vs 200-day avg +8%vs 50-day avg +5%
Illustrative technical + ownership context — a signal mix, not investment advice.
Key metrics
the company's own KPIs, from written earnings releases and filings
Metric
Latest
Period
YoY
Allowance for loan losses as a percent of total loans
Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period
Dividends per share over the trailing 365 days by ex-date · buyback figures as last
reported in SEC filings ("spent" derived as authorized − remaining; when several
programs run concurrently, authorized is their combined total per the newest filing) ·
components shown separately — trailing-year buyback spend isn't tracked, so no
combined shareholder yield is derived.
