ITUB · Itau Unibanco Holding S.A. · Documents

$7.37 -0.18 (-2.38%) At close · Nov 12 Play latest call Q2 2026 earnings call transcript

Market Cap

$81.23B

11.02B

Volume · Nov 12 23.13M Avg daily vol (3M) 31.1M

The company's filings, earnings calls and investor events, most recent first. Search and read these filings from Claude or ChatGPT with the SEC filings MCP server →

Annual report FY2025 Revenue 167.78B BRL down 0.2% 20-F filed Apr 30, 2026 Earnings call Q2 2026 earnings call Held Aug 4, 2026

2026

Nov 6

Current report 6-K

Net income rises to 12,270 million reais

Itaú Unibanco Holding S.A. reported net income of 12,270 million reais for 07/01 to 09/30/2026, versus 11,600 million for 07/01 to 09/30/2025; nine-month net income was 36,469 million.

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Itaú Unibanco Holding S.A. – Condensed Consolidated Statement of Income (In millions of reais, except for number of shares and earnings per share information) Note 07/01 to 09/30/2026 07/01 to 09/30/2025 01/01 to 09/30/2026 01/01 to 09/30/2025 Net income / (loss) 12,270 11,600 36,469 33,705 Open the document at this passage

Nov 6

Current report 6-K

Recurring result rises 1.7% as credit portfolio reaches R$1,544.4bn

Itaú Unibanco Holding S.A. reported a 3Q26 recurring managerial result of R$12.6bn, up 1.7% quarter-over-quarter. The credit portfolio reached R$1,544.4bn, while recurring managerial return on average equity was 23.6%.

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Itaú Unibanco Holding S.A. Main Figures Managerial Recurring Result R$12.6bn +1.7% 3Q26 3Q26 x 2Q26 R$1,544.4bn +1.4% Credit portfolio 3Q26 3Q26 x 2Q26 The recurring managerial return on average equity was 23.6% on a consolidated basis and 24.5% in our operations in Brazil. Open the document at this passage

Nov 5

Current report 6-K

Total Capital ratio stands at 15.4%

Itaú Unibanco reported Total Capital of R$ 251,266 million and a 15.4% Total Capital ratio on September 30, 2026, with R$ 121,150 million of excess capital over minimum requirements.

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On September 30, 2026, the Total Capital (PR) reached R$ 251,266 million, R$ 230,718 million of Tier I and R$ 20,548 million of Tier II. Total capital ratio (%) 15.4% 15.4% 14.8% 15.2% 16.4% Besides, Itaú Unibanco has a R$ 121,150 million capital excess in relation to its minimum required Total Capital. Open the document at this passage

Nov 4

Current report 6-K

Recurring managerial result rises 6.2% to R$12.6 bn

Itaú Unibanco Holding S.A. reported a R$12.6 bn recurring managerial result in 3Q26, up 6.2% from 3Q25, with recurring ROE of 23.6%.

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Itaú Unibanco Holding S.A. Recurring Managerial Result R$12.6 bn in 3Q26 6.2% 3Q26 vs. 3Q25 Recurring ROE³ 23.6% Open the document at this passage

Nov 4

Current report 6-K

3Q26 recurring managerial result reaches R$12.6 billion

Itaú Unibanco Holding S.A. reported a 3Q26 recurring managerial result of R$12.6 billion, recurring managerial ROE of 23.6%, a R$1,544 billion credit portfolio and CET I of 12.7%. It maintained its 2026 guidance.

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São Paulo, November 4th 2026 Itaú Unibanco Holding S.A. Public meeting with analysts and 3Q26 earnings review R$12.6 billion Recurring managerial result¹ 23.6%CONSOLIDATED Sep-26 Credit portfolio¹ R$1,544 billion Sep-26 Commom Equity Tier I (CET I) 12.7% 2026 Guidance Maintained Open the document at this passage

Nov 4

Current report 6-K

Recurring managerial result reaches BRL 12.6 billion, ROE 23.6%

Itaú Unibanco posted a BRL 12.6 billion recurring managerial result and 23.6% recurring ROE in the third quarter of 2026. Its loan portfolio reached BRL 1.5 trillion; consolidated NPL for loans overdue by more than 90 days ended at 2.0%.

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Itaú Unibanco reports BRL 12.6 billion in net income and 23.6% ROE in the third quarter of 2026 The bank reported a recurring managerial result of BRL 12.6 billion for the period, with a recurring ROE of 23.6%. The total loan portfolio reached BRL 1.5 trillion, with growth driven by collateralized products that offer lower costs to clients. The consolidated NPL ratio for loans overdue by more than 90 days ended the quarter at 2.0%, reflecting discipline in credit origination and in portfolio monitoring. Open the document at this passage

Nov 4

Current report 6-K

Revised 2026 guidance released; capital cost around 15.25%

Itaú Unibanco Holding S.A. released revised guidance for 2026, while considering a cost of capital of around 15.25% p.y. as of November 2026.

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Material Fact 2026 Guidance Itaú Unibanco Holding S.A. (“Company”), in compliance with Article 157, paragraph 4, of Law No. 6,404/76 and Resolution No. 44/21 of the Brazilian Securities and Exchange Commission (CVM), informs its stockholders and the market in general that, as of this date, it has released its revised guidance for 2026, in accordance with item 3 (“Guidance”) of the Reference Form. It is important to mention that, as of November 2026, the Company has been considering a cost of capital of around 15.25% p.y. for managing its businesses. Open the document at this passage

Nov 4

Current report 6-K

Board charter sets membership, terms and oversight duties

Itaú Unibanco Holding S.A.’s Board of Officers charter sets membership at 5 (five) to 60 (sixty), one (1) year renewable terms, CEO and officer age limits of 62 and 60, weekly Executive Committee meetings, risk monitoring and conflict-of-interest rules.

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This Internal Charter (“Charter”) governs the work of the Board of Officers of Itaú Unibanco Holding S.A. (“Company”), in line with and in addition to the legal and statutory provisions. The Board of Officers will be made up of at least 5 (five) and at most 60 (sixty) members, including the positions of Chief Executive Officer and Officer, as determined by the Board of Directors when providing for these positions. The officers will hold their offices for a term of one (1) year and they may be reelected, and they will stay in their positions until their replacements take office. An officer who has already turned sixty-two (62) years of age on the date of the election may not be elected to take office as Chief Executive Officer and an officer who has already turned sixty (60) years of age on the date of the election may not be elected to take the other offices on the Board of Officers. The Executive Committee will hold ordinary meetings on a weekly basis in accordance with the annual calendar established by the Chief Executive Officer. Open the document at this passage

Nov 4

Current report 6-K

Fiscal Council endorses January to September 2026 financial statements

Itaú Unibanco Holding S.A.'s Fiscal Council unanimously opined that its January to September 2026 financial statements fairly reflect the company’s capital structure, financial position and activities.

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Following examination of the Company’s financial statements for the period from January to September 2026, the Councilors resolved to draw up the following opinion: “After examining the Company’s financial statements for the period from January to September 2026 and taking into consideration the unqualified report of PricewaterhouseCoopers Auditores Independentes, the opinion of the effective members of the Fiscal Council of ITAÚ UNIBANCO HOLDING S.A. is that these documents fairly reflect the capital structure, the financial position and the activities conducted by the Company in the period.” Open the document at this passage

Nov 4

Current report 6-K

Retail revenue reached R$112,204 million in 2025

Itaú Unibanco Holding S.A. reported 2025 net operating revenue of R$112,204 million in Retail Business and R$62,620 million in Wholesale Business, while Itaú Asset Management held R$1,236 billion in assets under management.

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Our company name is Itaú Unibanco Holding S.A. For the year ended December 31, 2025 2024 2023 ( In millions of R$) Retail Business 112,204 101,057 96,595 Wholesale Business 62,620 58,014 54,631 Activities with the Market and Corporations 9,569 9,887 5,572 According to ANBIMA, as of December 31, 2025, Itaú Asset Management had R$1,236 billion in assets under management, representing a market share of 11.5%, considering that the asset management industry in Brazil held assets totaling R$10,753 billion. Open the document at this passage

Nov 4

Current report 6-K

Juliana Mozachi Sandri elected; Vinicius Santana removed

Itaú Unibanco Holding S.A. elected Juliana Mozachi Sandri as an officer, subject to Central Bank of Brazil ratification, and recorded Vinicius Santana’s removal effective October 29, 2026.

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DATE AND TIME: On October 29, 2026, at 9:00 a.m. To elect to the position of Officer of the Company, JULIANA MOZACHI SANDRI, Brazilian, married, lawyer, bearer of Identity Card (RG SSP-SC) No. 2.866.510, and enrolled with the Individual Taxpayer’s Registry (CPF) under the No. 020.855.119-02, domiciled in the city and state of São Paulo (SP), at Praça Alfredo Egydio de Souza Aranha, 100, Torre Olavo Setubal, Piso Itaú Unibanco, Parque Jabaquara, CEP 04344-902, for the annual term of office in course, which shall remain in effect until the officers elected at the meeting of this Board held immediately after the Annual General Stockholders’ Meeting of 2027 take office. (ii) shall be vested in her position following ratification of her election by the Central Bank of Brazil. To record the removal of Officer Vinicius Santana, effective as of this date. Open the document at this passage

Nov 4

Current report 6-K

Board approves financial statements for January to September 2026

Itaú Unibanco Holding S.A.’s board unanimously approved the financial statements for January to September 2026 and authorized publication to the CVM, B3 S.A. – Brasil, Bolsa, Balcão, the SEC and the NYSE.

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Itaú Unibanco Holding S.A. the financial statements for the period from January to September 2026 Following due consideration, the Board members concluded on the accuracy of all the documents examined, unanimously approving them and authorizing their publication by means of the submission to the Brazilian Securities and Exchange Commission (CVM), B3 S.A. – Brasil, Bolsa, Balcão, the U.S. Securities and Exchange Commission (SEC), and the New York Stock Exchange (NYSE). Open the document at this passage

Nov 4

Current report 6-K

Brazil credit card balance share slipped to 21.4%

Itaú Unibanco Holding S.A. led Brazil’s credit card balance market with a 21.4% share in the fourth quarter of 2025, down 1.9% compared to December 31, 2024.

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Our company name is Itaú Unibanco Holding S.A. According to the Central Bank, we are the leaders in terms of credit card balance in Brazil (which include balances from transactions paid in full, installment plans and revolving credit), with a 21.4% market share in the fourth quarter of 2025, a decrease of 1.9% compared to December 31, 2024. Open the document at this passage

Oct 26

Current report 6-K

Current report

Itaú Unibanco Holding S.A. agreed to acquire all shares of NeoSpace A.I. Technologies Ltda. for BRL 2,925,000,000.00, with installments deferred over a five-year period, subject to Brazilian Antitrust Authority (CADE) and Central Bank of Brazil approvals.

Oct 5

Current report 6-K

Current report

Itaú Unibanco Holding S.A. reports 2025 net operating revenue of R$112,204 million for Retail Business, R$62,620 million for Wholesale Business and R$9,569 million for Activities with the Market and Corporations, with a 21.4% credit card balance market share.

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Oct 5

Current report 6-K

Current report

Oct 2

Current report 6-K

Current report

Itaú Unibanco Holding S.A.’s bylaws set subscribed and paid-up capital at R$136,909,898,070.00, represented by 11,026,869,192 book-entry shares, authorize up to 13,176,900,000 shares, and establish board, committee and dividend governance.

Sep 23

Current report 6-K

Current report

Itaú Unibanco Holding S.A. announced that CEO Milton Maluhy Filho will discuss the company’s strategy and perspectives in the “Panorama Itaúsa 2026” live event on October 06, at 10:00 a.m. (Brasilia Time).

Sep 18

Current report 6-K