QTWO · Q2 Holdings, Inc.

AUSTIN, Texas--(BUSINESS WIRE)-- Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, will release its financial results for the second quarter 2026 after market close on Wednesday, July 29, 2026. Q2 will host a corresponding conference call at 5:00 p.m. EDT on Wednesday, July 29, 2026. Conference Call Details Date: Wednesday, July 29, 2026 Time: 5:00 p.m. EDT Hosts: Matt Flake, Chairman, President & CEO / Jonathan Price, CFO Webcast Registration: https://events.q4inc.com/attendee/416606984 All participants must register using the webcast link above. A webcast of the conference call and financial results will be accessible from the investor relations section of the Q2 website at http://investors.Q2.com/ . An archived replay of the webcast will be available on this website for a limited time after the call. Q2 has used, and intends to continue to use, its investor relations website as a means of disclosing material non-public information and for complying with its disclosure obligations under Regulation FD. About Q2 Holdings, Inc. Q2 is a leading provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintechs in the U.S. and internationally. Q2 enables its financial institutions and fintech customers to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Headquartered in Austin, Texas, Q2 has offices worldwide and is publicly traded on the NYSE and NYSE Texas under the stock symbol QTWO. To learn more, please visit Q2.com . Follow us on LinkedIn and X to stay up to date. MEDIA CONTACT Jack McBee Q2 Holdings, Inc. 210-854-7974 [email protected] INVESTOR CONTACT Josh Yankovich Q2 Holdings, Inc. 512-682-4463 [email protected] Source: Q2 Holdings, Inc.

Annual award recognizes banks and credit unions for their commitment to leading the industry in digital innovation, community impact and customer experience transformation AUSTIN, Texas--(BUSINESS WIRE)-- Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, today announced the 2026 Q2 Excellence Award recipients. The annual award program recognizes banks and credit unions driving significant business outcomes and strengthening the communities they serve, ranking them among the industry's best financial institutions. This year's award recipients have achieved exceptional results and introduced innovative solutions for their organizations, customers, members, and communities. The banks and credit unions recognized will be honored today at CONNECT 26, Q2's annual conference held in Austin, Texas. “The Q2 Excellence Award winners demonstrate the many ways banks and credit unions are redefining innovation across financial services,” said Q2 Chief Business Officer Kirk Coleman. “From advancing responsible AI and strengthening fraud prevention strategies to accelerating digital transformation and deepening community impact, these institutions are setting a powerful example for the industry. We are proud to recognize organizations that are delivering meaningful results for their businesses, account holders, and communities.” The 2026 Q2 Excellence Award recipients include the following financial institutions: Mid-Hudson Valley FCU : AI Excellence Award The Q2 Excellence Award for AI Excellence recognizes Mid-Hudson Valley FCU for responsibly applying AI to accelerate digital innovation and improve developer productivity. By leveraging agentic AI workflows with Q2 SDK resources, Mid-Hudson Valley FCU moved from specification to implementation for a new member-facing stock tracking extension in approximately five hours, significantly reducing development time for new digital banking experiences. American Savings Bank : Community Impact Award The Q2 Excellence Award for Community Impact recognizes American Savings Bank for elevating community financial well-being by delivering modern digital banking and driving measurable local economic impact. American Savings Bank’s efforts include more than $221 million in first-time homebuyer loans, nearly $2.7 million donated to housing nonprofits with the Federal Home Loan Bank of Des Moines Member Impact Fund, and the Buy Local Hawaii ℠ program, which has helped residents save more than $1.5 million while supporting local merchants. Blaze Credit Union : Digital Transformation Award The Q2 Ex

Unified AI experience gives financial institution teams the intelligence to work faster, make better decisions, and scale operations without adding tools or disrupting existing workflows AUSTIN, Texas--(BUSINESS WIRE)-- Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, today announced the launch of Q2 Assistant, a unified AI experience layer embedded directly within Q2’s product portfolio. Q2 Assistant delivers a context-aware conversational interface inside Q2 platforms where banks and credit union teams operate daily, connecting to product-specific specialized agents that execute tasks and support operations, governed by the same data isolation, audit logging, and compliance controls that regulated financial institutions require. Q2 Assistant serves as the unified experience layer across Q2’s product portfolio, while product-specific agents, starting with the Customer Care Agent within Digital Banking, deliver task-level capabilities within each Q2 solution. Financial institutions face compounding operational pressure as digital banking interactions become more complex and support volumes continue to rise. These fragmented workflows slow resolution times, create operational friction, and limit a financial institution's capacity to scale efficiently. Q2 Assistant addresses these challenges by providing a single point of entry for financial institution employees to interact with AI across Q2's product portfolio. Through one interface, staff can ask questions, surface information, and execute tasks through product-specific agents, without switching systems, retraining, or disrupting existing processes. Built for regulated institutions from the start, Q2 Assistant operates within controlled governance and compliance boundaries. Data remains isolated, encrypted, and is never used to train shared models across customers. All interactions are logged, and humans remain in control of consequential actions. “Banks and credit unions don’t need more disconnected AI tools. They need intelligence embedded where work already happens,” said Q2 CTO Adam Blue. “Q2 Assistant builds on more than two decades of financial institution workflow expertise to help teams move faster, resolve issues more efficiently, and deliver stronger customer experiences within their trusted Q2 platform environment.” The initial deployment introduces the Customer Care Agent , the first agent available through Q2 Assistant within Digital Banking and designed specifically for customer experience and support teams working within Q2 Console. Available to financial institution customers today, the Customer Care Agent helps banks and credit unions diagnose and resolve common digital banking issues such as login failures, password resets, transaction inquiries, and user activity investigations, reducing friction for both employees and account holders. Early adopter institutions, including Stanford Federal Credit Union and VeraBank, have been piloting Q2 Assistant ahead of launch and validating measurable improvements in support operations. “Using Q2 Assistan

Austin-based Brazilian-inspired snack company dedicated to creating clean, simple ingredient snacks to receive $100,000 in funding to accelerate its business and mission AUSTIN, Texas--(BUSINESS WIRE)-- Today, OCA Foods was announced as the winner of the 2026 Austin FC Dream Starter Competition presented by Q2 Holdings, Inc. (NYSE: QTWO). OCA will receive $100,000 in funding to accelerate its business and mission as part of the Austin FC Dream Starter business initiative, which supports Austin entrepreneurs. OCA is a Brazilian-inspired snack company bringing a cleaner, preservative-free take on Paçoca—a beloved peanut bite traditionally enjoyed across Brazil—to consumers in the U.S. Founded in Austin, Texas, OCA was created to honor heritage, family traditions, and the power of simple ingredients people know and trust. Through thoughtfully crafted snacks, OCA aims to create meaningful moments of connection and community with every bite. “Alongside our partners at Q2, we’re excited to announce OCA as this year’s Dream Starter winner,” said Austin FC President Andy Loughnane. “Their work creates a unique connection between the cultures of Texas and Brazil and exemplifies the strength in diversity of Austin’s entrepreneurial community.” “Our mission is to build strong and diverse communities by strengthening their financial institutions, and we see that same spirit in OCA,” said Q2 President, Chairman & CEO Matt Flake. “We're proud to support their mission alongside Austin FC and excited to see how this recognition will help them grow their business in Central Texas.” “I have no words to express what winning the 2026 Dream Starter Competition means to me. It is an honor and an incredible opportunity to bring our products to more people and better serve our communities,” said OCA Founder Renato Raposo. “As an immigrant founder building a business from the ground up, I deeply connect with the Dream Starter mission of empowering entrepreneurs and strengthening local communities. OCA is more than a snack brand; it is a platform to create opportunities, inspire healthier choices, and bring people together.” The Austin FC Dream Starter Competition combines Q2’s mission with Austin FC’s inclusivity through equity community pillar. The aim is to connect entrepreneurs with the resources needed to build profitable, high-growth companies. The “Dream Starter” funds will aid OCA in overcoming financial barriers to achieve success. In addition to OCA, the 2026 Dream Starter finalists included Hem Support Wear , HealthQuest , <a href="https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fgrantappli.com%2F&esheet=54543502&newsitemid=2026052836

AUSTIN, Texas--(BUSINESS WIRE)-- Q2 Holdings, Inc . (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, today announced results for its first quarter ending March 31, 2026. GAAP Results for the First Quarter 2026 Revenue of $216.5 million, up by 14 percent compared to the prior-year quarter and 4 percent from fourth quarter 2025. GAAP gross margin of 59.1 percent, up from 53.2 percent in the prior-year quarter and 55.4 percent in fourth quarter 2025. GAAP net income of $26.6 million, up from $4.8 million for the prior-year quarter and $20.4 million for fourth quarter 2025. Non-GAAP Results for the First Quarter 2026 Non-GAAP gross margin of 62.1 percent, up from 57.9 percent for the prior-year quarter and 58.6 percent in fourth quarter 2025. Adjusted EBITDA of $60.0 million, up from $40.7 million for the prior-year quarter and $51.2 million for fourth quarter 2025. For a reconciliation of our GAAP to non-GAAP results, please see the tables below. “We delivered a strong start to 2026, with performance reflecting continued execution across our key priorities and the durability of our model,” said Matt Flake, Chairman, President and CEO, Q2. "We saw record bookings for a first quarter, highlighted by strength at the high end of the market and a balanced mix of net new and expansion activity. We also saw continued momentum across our digital banking platform and risk and fraud solutions, which remain critical areas of investment for our customers. With a strong pipeline and continued innovation across areas like AI, we remain confident in our ability to execute and deliver long-term value.” First Quarter Highlights Signed nine Enterprise and Tier 1 contracts in the quarter highlighted by: A significant expansion agreement through the merger of Synovus and Pinnacle Financial Partners with the combined entity utilizing our commercial digital bankin

New solution addresses a critical industry gap by automating treasury implementation, enabling banks and credit unions to scale growth and accelerate time to revenue AUSTIN, Texas--(BUSINESS WIRE)-- Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for financial services, today announced Q2 Treasury Fulfillment, a solution designed to modernize and streamline how banks and credit unions onboard and implement treasury services for commercial clients. As financial institutions face increasing pressure to grow deposits and deepen commercial relationships, the treasury onboarding experience has become a critical point of differentiation, yet many institutions still rely on fragmented, manual processes that slow implementation, introduce risk, and limit their ability to scale. Unlike traditional onboarding solutions that focus primarily on workflow management, Q2 Treasury Fulfillment automates the actual fulfillment of treasury services. By connecting front-office intake with back-office systems, the solution eliminates redundant data entry, reduces errors, and enables a seamless flow of information across systems. “Q2 Treasury Fulfillment represents a meaningful step forward for institutions looking to compete more effectively in the commercial banking space,” said Encore Bank EVP and Chief Operations Officer Erin Simpson. “By streamlining implementation and reducing operational friction, it allows us to focus more on serving clients and growing relationships.” “Financial institutions don’t just need better onboarding workflows, they need a better way to deliver treasury services end to end,” said Q2 VP of Product Management Anthony Ianniciello. “Q2 Treasury Fulfillment closes that gap by automating the most complex and time-consuming parts of the process, enabling banks and credit unions to move faster and operate more efficiently.” Because the solution is embedded within the Q2 Digital Banking Platform, financial institutions benefit from a unified experience that connects onboarding, fulfillment, and ongoing servicing, reducing fragmentation and accelerating adoption. Q2 Treasury Fulfillment is a key component of Q2 Catalyst , a suite of best-in-class commercial banking solutions designed to help banks and credit unions win more deals, onboard clients faster, serve them better, and grow profitable relationships. For more information about Q2 Treasury Fulfillment, visit https://www.q2.com/products/digital-onboarding/treasury-fulfillment . To learn more about Q2’s suite of commercial digital banking solutions, visit <a href="https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fwww.q2.com%2Fsolutions%2Fcommercial-banking&esheet=54523782&newsitemid=20260428903113&lan=en-US&anchor=https%3A%2F%2Fwww

User Activity Monitoring and Restricted Entitlements Mode help enable continuous real-time account takeover protection across the digital banking journey AUSTIN, Texas--(BUSINESS WIRE)-- Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, today announced two new capabilities—User Activity Monitoring and Restricted Entitlements Mode—that combine AI-enabled detection with real-time response, helping financial institutions detect and stop account takeover fraud. These products integrate with the existing Q2 fraud portfolio, enabling a continuous approach to account takeover protection across the digital banking journey. Account takeover has evolved into a coordinated, multi-step attack that spans login, session behavior, account changes, and transactions. This evolution exposes wide gaps in point-in-time fraud controls and reactive strategies against fraud. Because criminal behavior grows more sophisticated over time, banks and credit unions face increasing pressure to move beyond reactive detection toward continuous, real-time protection. Unlike traditional fraud tools that operate at isolated moments in the end user experience, Q2’s holistic and AI-driven approach to continuous account takeover enables financial institutions to move from fragmented controls to coordinated protection. Q2’s AI-powered analysis of signals across user behavior, high-risk account activity, and transactions in real-time enables banks and credit unions to identify threats earlier and take faster, more decisive action to prevent fraud losses. “Fraud no longer happens at a single point; it unfolds across the entire digital session,” said Q2 Managing Director, Fraud Intelligence Jeff Scott. “With this continuous approach to account takeover protection, we’re embedding intelligence directly into digital banking session workflows to help institutions shift from reactive detection to taking immediate, dynamic action before fraud occurs. Threats get stopped earlier, reducing both fraud losses and operational burden.” Q2's approach brings together multiple solutions embedded within the Q2 Digital Banking Platform and introduces two new capabilities that power this detection-and-response system: User Activity Monitoring (UAM): Uses AI-assisted behavioral detection to continuously analyze behavioral signals and identify high-risk patterns during live digital banking sessions, combining deterministic rules with a foundation for future machine learning Restricted Entitlement Mode (REM): Acts as a deterministic enforcement layer that applies restrictions in response to high-risk signals, limiting access, adjusting permissions, or containing compromised accounts in real time These capabilities build on existing protections, including Q2 Patrol for high-risk account actions and Q2 Sentinel for transaction monitoring and anomaly detection. Together, they form a closed-loop, continuous fraud defense system that detects, evaluates, interr

AUSTIN, Texas--(BUSINESS WIRE)-- Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, published an investor briefing video titled “AI Strategy & Architecture: A Conversation with Q2’s CTO & COO | Investor Briefing,” available on the Company’s Events & Presentations page of its Investor Relations website . In the briefing, Chief Technology Officer Adam Blue and Chief Operating Officer Hima Mukkamala discuss Q2’s platform architecture and its approach to context, orchestration, and execution across banking infrastructure, and share their perspectives on Q2’s AI strategy in financial services. Topics include Q2's AI product strategy, early results from customer adoption of Q2 Assistant and Q2 Code, and how Q2 is enabling financial institutions to deploy AI confidently within regulated environments. About Q2 Holdings, Inc. Q2 is a leading provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintechs in the U.S. and internationally. Q2 enables its financial institution and fintech customers to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Headquartered in Austin, Texas, Q2 has offices worldwide and is publicly traded on the NYSE and NYSE Texas under the stock symbol QTWO. To learn more, please visit Q2.com . Follow us on LinkedIn and X to stay up to date. MEDIA CONTACT: Jack McBee Q2 Holdings, Inc. 210-854-7974 [email protected] INVESTOR CONTACT: Josh Yankovich Q2 Holdings, Inc. 512-682-4463 [email protected] Source: Q2 Holdings, Inc.

Q2 Code applies generative and agentic AI to turn business goals and feature requirements into Q2 SDK-compliant extensions and integrations with enterprise-grade controls AUSTIN, Texas--(BUSINESS WIRE)-- Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, today announced Q2 Code , a governed AI-powered development environment designed to help financial institutions and partners build extensions and integrations on the Q2 Digital Banking Platform faster and with greater confidence. Built for teams extending the Q2 Digital Banking Platform through Q2 Innovation Studio, Q2 Code is part of Q2’s platform-first AI strategy and is designed to help financial institutions and partners turn natural language prompts into Q2 SDK-compliant extensions and integrations. By bringing generative AI into the existing Q2 development workflow, Q2 Code helps accelerate delivery of differentiated digital experiences from weeks to days while maintaining the governance, security and platform alignment required by regulated financial institutions. Through Q2 Innovation Studio , financial institutions can already use the Q2 Software Development Kit (SDK) to create custom integrations, support fintech partnerships and deliver differentiated digital experiences. Q2 Code builds on that foundation by helping developers move from idea to working extension faster, generating Q2-native code aligned to platform APIs, patterns and best practices. Rather than manually navigating documentation, configuring tooling and assembling development workflows, teams can use Q2 Code to generate, test and refine platform-ready code more efficiently. Developed by integrating Anthropic’s Claude Code through Amazon Bedrock, Q2 Code brings generative and agentic AI development capabilities into a compliant, enterprise-ready environment tailored for financial services use cases. By making it easier to build on the Q2 Digital Banking Platform, Q2 Code shifts development from a constraint to a strategic advantage—enabling institutions of all sizes to move faster, extend their capabilities and deliver differentiated digital experiences. It also acts as a force multiplier for engineering teams, enabling faster prototyping and allowing product leaders, platform managers and other stakeholders to contribute more meaningfully to innovation without increasing engineering headcount. “AI represents the most significant development in technology since digital banking became mainstream, and financial institutions need practical ways to use it to create real impact,” said Q2 CTO Adam Blue. “With Q2 Code, we’re embedding AI directly into the SDK to drive innovation. It wi

National award recognizes Q2 among the top organizations in the country for the fifth consecutive year AUSTIN, Texas--(BUSINESS WIRE)-- Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for financial services, today announced it has received the 2026 USA TODAY Top Workplaces award. The award honors organizations with 150 or more employees that have created exceptional, people-first cultures. The winners are determined by authentic employee feedback captured through a survey conducted by Energage , and results are calculated based on employee responses to statements about Workplace Experience Themes, which are proven indicators of high performance. “At Q2, our mission—to build strong and diverse communities by strengthening financial institutions—continues to guide everything we do,” said Q2 President, Chairman & CEO, Matt Flake. “This honor demonstrates the dedication of our people and the culture we’ve built together.” “The USA TODAY Top Workplaces award is especially meaningful because it represents the voices and experiences of our team members across the company,” said Q2 Chief People Officer Kim Rutledge. “This recognition is a testament to the strong culture we’ve built together, one rooted in support, collaboration, and a shared commitment to our people.” A key driver of Q2’s culture is how the organization lives out its mission beyond the workplace. Through Q2 Spark, Q2’s global corporate social responsibility program, and the Q2 Philanthropy Fund, team members play an active role in supporting nonprofits and strengthening communities around the world. Through partners like Austin FC, Q2 extends its impact locally through initiatives such as the Q-mmunity Gives grant program and Dream Starter Competition, supporting nonprofits and entrepreneurs across Central Texas. Together, these efforts demonstrate how Q2 lives out its mission—strengthening communities and making a lasting difference worldwide. About Q2 Holdings, Inc. Q2 is a leading provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintechs in the U.S. and internationally. Q2 enables its financial institution and fintech customers to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Headquartered in Austin, Texas, Q2 has offices worldwide and is publicly traded on the NYSE and NYSE Texas under the stock symbol QTWO. To learn more, please visit Q2.com . Follow us on LinkedIn and <a href="https://cts.businesswire.com/ct/CT?id=smartlink&url=https%3A%2F%2Fx.com%2FQ2_Softw

AUSTIN, Texas--(BUSINESS WIRE)-- Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, will attend the following conference during the second quarter of 2026. JP Morgan’s Global Technology, Media and Communications Conference, May 19, 2026 About Q2 Holdings, Inc. Q2 is a leading provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintechs in the U.S. and internationally. Q2 enables its financial institution and fintech customers to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Headquartered in Austin, Texas, Q2 has offices worldwide and is publicly traded on the NYSE and NYSE Texas under the stock symbol QTWO. To learn more, please visit Q2.com . Follow us on LinkedIn and X to stay up to date. MEDIA CONTACT: Jack McBee Q2 Holdings, Inc. 210-854-7974 [email protected] INVESTOR CONTACT: Josh Yankovich Q2 Holdings, Inc. 512-682-4463 [email protected] Source: Q2 Holdings, Inc.

The sixth annual venture funding competition will award $100,000 to a Central Texas-based underrepresented entrepreneur Austin FC and Q2 Holdings, Inc. announced today the launch of the 2026 Austin FC Dream Starter Competition, presented by Q2. The sixth annual business initiative invites Austin entrepreneurs from underrepresented groups to apply and compete for $100,000 in “Dream Starter” funds to accelerate their entrepreneurial venture. The online application is now open to eligible entities and will close on Monday, April 13, at 11:59 pm. The winning venture will be announced on Thursday, May 28. “We’re proud to officially kickoff the Dream Starter competition for what will be the sixth consecutive year of a program that provides direct funding to an aspiring business within our community,” said Austin FC President Andy Loughnane. “This initiative remains one of the most impactful outcomes of our partnership with Q2, and we’re very grateful for their collaboration in making it a

Integration enables financial institutions to deliver stablecoins, digital asset accounts, and tokenized deposits within regulated banking environments Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, today announced its partnership with Stablecore , a digital asset platform that enables banks and credit unions to offer stablecoins, tokenized deposits, and other digital asset products. The collaboration provides financial institutions with a streamlined path to implement emerging digital asset capabilities through a single, trusted integration. Amarillo National Bank and Bank of Utah are among the early institutions engaging with Stablecore through Q2. As stablecoin adoption accelerates and regulatory clarity improves, banks and credit unions are increasingly evaluating how digital asset infrastructure may fit within regulated banking environments. Most institutions now face an infrastructure hurdle as numerous, complex

Datos Insights recognizes Q2 for its enterprise-scale market penetration, vendor stability, and client impact and outcomes Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for financial services, today announced it has been named Market Leader in the Datos Insights Matrix: U.S. Retail Digital Banking Solutions (February 2026), earning the highest recognition in the report’s competitive evaluation. The Datos Insights Matrix evaluates leading retail digital banking technology providers based on vendor capability, including stability, client service, and product features, as well as performance measures such as client satisfaction, implementation success, and client outcomes and impact. Q2 earned Market Leader distinction based on its enterprise scale, platform maturity, and measurable business impact. Notably, the report recognizes Q2 as serving 446 clients—the largest client base among dedicated retail digital banking providers—supported by more

New findings show rising client expectations and increasing pricing pressure as banks and credit unions navigate margin compression, digital modernization, and heightened competition Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for financial services, today announces its State of Commercial Banking January 2026 report. Key findings from the annual report reveal major trends in the commercial banking industry, as well as the challenges and opportunities banks and credit unions will face in the coming year. As businesses navigate continued economic uncertainty, they increasingly expect their financial institutions to provide faster payments, real-time access to data, and seamless integration with the systems they rely on to run their operations. Q2’s analysis shows that commercial clients are prioritizing efficiency, visibility, and control. At the same time, liquidity has recovered across the industry, lowering funding costs. The increased

Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, today announced results for its fourth quarter and full year ending December 31, 2025. GAAP Results for the Fourth Quarter and Full-Year 2025 Revenue for the fourth quarter of $208.2 million, up 14 percent year-over-year and up 3 percent from the third quarter of 2025. Full-year 2025 revenue of $794.8 million, up 14 percent year-over-year. GAAP gross margin for the fourth quarter of 55.4 percent, up from 52.6 percent for the prior-year quarter and up from 54.0 percent for the third quarter of 2025. GAAP gross margin for full-year 2025 of 54.1 percent, up from 50.9 percent for the full-year 2024. GAAP net income for the fourth quarter of $20.4 million, compared to $0.2 million for the prior-year quarter and $15.0 million for the third quarter of 2025. GAAP net income for full-year 2025 of $52.0 million, compared to GAAP net loss of $38.5 million for full-year 2024. Non-GAAP

Survey data highlights a decisive shift toward advanced technology, persistent execution challenges, and growing reliance on partnerships to accelerate innovation Q2 Holdings, Inc. (NYSE:QTWO), a leading provider of digital transformation solutions for financial services, today announced the release of the 2026 Retail Banking Trends and Priorities report, offering new data on how banks and credit unions are repositioning for growth and where competitive advantage remains up for grabs. The report, authored by Jim Marous and published by Digital Banking Report, draws on a survey of financial institutions and finds that industry focus has shifted away from external disruption and toward execution, data, and internal modernization. Findings include benchmarks and analysis regarding payments modernization, AI, fraud and deposit growth strategies, highlighting where institutions are making progress, where gaps persist, and which priorities will most directly determine frontrunners and

Q2 Holdings, Inc. (NYSE: QTWO), a leading provider of digital transformation solutions for financial services, will attend the following conference during the first quarter of 2026. Raymond James’ 47 th Annual Institutional Investors Conference, March 3, 2026 About Q2 Holdings, Inc. Q2 is a leading provider of digital transformation solutions for financial services, serving banks, credit unions, alternative finance companies, and fintechs in the U.S. and internationally. Q2 enables its financial institution and fintech customers to provide comprehensive, data-driven digital engagement solutions for consumers, small businesses and corporate clients. Headquartered in Austin, Texas, Q2 has offices worldwide and is publicly traded on the NYSE and NYSE Texas under the stock symbol QTWO. To learn more, please visit Q2.com . Follow us on LinkedIn and X to stay up-to-date. MEDIA CONTACT: Jack McBee Q2 Holdings, Inc. 210-854-7974 [email protected] INVESTOR CONTACT: <br