Skip to main content
Equibles
TOST logo

TOST · Toast, Inc.

Track TOST — free

Use TOST with AI

Add company filings, earnings and prices to ChatGPT or Claude, then ask questions in your own chat.

Choose your app for step-by-step connection instructions. Sign in with Equibles when asked; no code or API key is needed.

Claude ChatGPT

After connecting, ask your AI to use Equibles to research TOST.

Other apps & server URL
https://mcp.equibles.com/mcp
Gemini CLI setup
or ask here

Free, nothing to set up — ALVIS runs on the same tools and cites every figure.

See what you can ask in ChatGPT or Claude

All connection guides →
$34.68 +1.16 (+3.46%) At close · Nov 13
S&P 400 member Russell 1000 member Rebalance outlook locked
Market Cap
$20.15B
Shares
581.00M
Volume · Nov 13 8.13M Avg daily vol (3M) 8.8M

Price & Indicators

Drag to pan · scroll to zoom
Indicators
Price
Panels
Event markers
20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$34.68 Open$33.63 Day$33.40–35.23 52W close$22.33–37.28 Avg vol 30d9.1M Short int34.7M · 6.0% of shares · 4.5d Short vol60% Last earningsNov 3, 2026 DataSep 2021–Nov 2026 Filing10-Q · Nov 4

Up next

Next earnings call
Feb 11, 2027 Est · unconfirmed · in 13 wks
Q3 2026 earnings call transcript
call held Nov 3, 2026
Play latest call

Latest documents

2026
Nov 4
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Revenue grows 21% as net income reaches $169 million

Toast reported third-quarter revenue growth of 21% and net income of $169 million, up from $105 million.

Revenue $1.98B ▲ 21.3% Net income $169M ▲ 61.0% Diluted EPS $0.29 ▲ 81.3%
Read from the MD&A section
3 source passages
Toast is a global technology platform built for restaurant and retail businesses. Total revenue increased by 21% and 22% for the three and nine months ended September 30, 2026, respectively, compared to the same periods in 2025. Net income | 169 | 105 | 449 | 241 Open the document at this passage
Nov 3
Earnings call
Recurring gross profit grows 27%, outlook raised

Toast said recurring gross profit grew 27% year over year in Q3 and raised its full-year outlook to 26% recurring gross profit growth and adjusted EBITDA of $840 to $850 million.

3 source passages
Q3 was another great quarter, and I'm proud of our consistent execution quarter after quarter. ARR increased 24%, and recurring gross profit grew 27% year over year. We're raising our full-year outlook to reflect the strong 3Q results and momentum in the business. We now expect recurring gross profit to grow 26% and adjusted EBITDA of $840 to $850 million. Open the document at this passage
Nov 3
Current report 8-K Events of Oct 28
ARR grows 24% as Michael Senno succeeds Elena Gomez

Toast reported third-quarter ARR of $2.5 billion, up 24%, net income of $169 million and Adjusted EBITDA of $240 million; Michael Senno will succeed Elena Gomez as CFO on January 1, 2027.

Financial results, Director or officer change, or executive pay
5 source passages
Toast (NYSE: TOST), the global technology platform built for restaurants and retail businesses, today reported financial results for the third quarter ended September 30, 2026. Annualized recurring run-rate (ARR) grew 24% to $2.5 billion as of September 30, 2026 Net income was $169 million and Adjusted EBITDA was $240 million in third quarter President and Chief Financial Officer Elena Gomez has made the decision to step away from her role at the end of the calendar year. Toast Senior Vice President of Finance Michael Senno will succeed Gomez as the Chief Financial Officer effective January 1, 2027 Open the document at this passage
Oct 1
Current report 8-K Events of Sep 28
Director or officer change, or executive pay

Jonathan Vassil will step down as Toast, Inc.’s Chief Revenue Officer effective December 31, 2026 due to planned retirement, not management disagreement, and remain a non-executive employee through April 2, 2027.

All documents

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$7.15B
Trailing 12 months
Net income (TTM)
$550.00M
Trailing 12 months
Revenue growth YoY
+21.3%
Year over year
Operating margin
7.2%
Trailing 12 months
P / E (TTM)
37.3
Trailing earnings · reciprocal yield 2.7%
FCF yield
3.0%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
—
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-2.8%
Year over year · fewer shares
Price change (1Y)
-5.5%
Trailing year
Short interest
6.0%
Latest settlement · 4.5 days to cover
View all 125 metrics

Quarterly results

Revenue Net income Net loss
▲29.2% $1.34B $32.00M '24 Q4* ▲24.4% $1.34B $56.00M '25 Q1 ▲24.8% $1.55B $80.00M '25 Q2 ▲25.1% $1.63B $105.00M '25 Q3 ▲22% $1.63B $101.00M '25 Q4* ▲21.9% $1.63B $126.00M '26 Q1 ▲23.1% $1.91B $154.00M '26 Q2 LATEST ▲21.3% $1.98B $169.00M '26 Q3

* Q4 derived as the full year minus Q1 to Q3.

AI Brief

Q2 FY26 earnings call · Aug 4, 2026
Q2 FY26

TL;DR. Toast raised full-year guidance for non-GAAP subscription/fintech gross profit and Adjusted EBITDA while reporting record Q2 net location adds of 9,500 and 25% ARR growth to $2.4B, though CFO warned hardware/memory costs will pressure margins more in 2027 than 2026.

Bullish
  • + Raised full-year 2026 Adjusted EBITDA outlook to $805–$825M from $790–$810M
  • + Raised full-year 2026 non-GAAP subscription/fintech gross profit outlook to $2,325–$2,355M (23–25% growth, up from 21–23%)
  • + Added a record 9,500 net new locations in Q2, up from prior watermark of 8,500
  • + ARR grew 25% to $2.4B as of June 30, 2026
  • + Repurchased 19M shares for $486M YTD through June 30, 2026
Bearish
  • − Hardware/memory cost P&L impact in 2027 expected to be greater than 2026

AI-generated from the earnings call and 8-K · may contain errors · not investment advice

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Buy Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Very High
Market backdrop VIX 19.3 · elevated Equity put/call 0.63
Technical
price trend
Buy
50 / 200-day cross No cross
Price vs 200-day avg +18%
above
Price vs 50-day avg +9%
above
RSI (14) 60
neutral
MACD trend Positive
52-week position 83%
mid-range
Momentum
relative strength
Strong
1-month return +10%
trailing
6-month return +49%
trailing
YTD return −2%
this year
Relative strength +48%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $32 › 200d $29 — 50d above 200d
Institutional flow Accumulating
725 of 787 funds reported for Sep 30 · net +5.8M sh shares · +113 new
Insider flow Distributing
Net -$1.5M over 90 days · 100% sells
Short interest Falling
5.97% of shares out · ▼ -5.3% MoM · 4.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
787 holders — mid 3-yr range
Squeeze score 57
elevated · 0–100
Fundamentals
Excellent
Revenue growth +24%
Y/Y
Gross margin 26%
expanding
EPS growth +1767%
Y/Y
Free cash flow $645.0M
Valuation P/E 37.3
in line
Buyback $100.0M
remaining
Quant / Vol
risk profile
Very High
Volatility 45%
annualized · 1-yr
Max drawdown −40%
past year
ATR 3.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Beat or met 8 of last 8
Latest guidance · from the Earnings Call filed Aug 4, 2026
the third quarter
Total subscription and fintech gross profit Non-GAAP 22% – 24%
full-year 2026
Recurring gross profit Non-GAAP Raised 23% – 25%
May 7, 2026 21% – 23% changed to Aug 4, 2026 23% – 25%
Previous outlook earlier release · from the Earnings Call filed May 7, 2026

Still-open targets the latest release did not restate under the same label.

Recurring gross profit growth · full year 21% – 23%
Prior guidance period ended · from the 8-K filed Aug 4, 2026
Non-GAAP subscription services and financial technology solution · third quarter ending September 30, 2026 $615M – $625M
Adjusted EBITDA · third quarter ending September 30, 2026 $210M – $220M
Guided vs delivered · last 8 settled
Revenue fourth quarter ending December 31, 2023
guided $1B – $1.03B
$1.04B Beat +2.1%
Revenue full year ending December 31, 2023
guided $3.83B – $3.86B
$3.87B Beat +0.5%
Revenue For the third quarter ending September 30, 2023
guided $1.01B – $1.04B
$1.03B In line
Revenue second quarter ending June 30, 2023
guided $920M – $950M
$978M Beat +4.6%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy
0 · 3 · 3
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+18% Bullish
Price vs 50-day avg
+9% Bullish
RSI (14)
60 Neutral
MACD trend
Positive Bullish
52-week position
83% Neutral
Market signals — smart money & positioning
Bullish · 2 of 6
Trend (MA cross) No cross
50d $32 › 200d $29 — 50d above 200d
Institutional flow Accumulating
725 of 787 funds reported for Sep 30 · net +5.8M sh shares · +113 new
Insider flow Distributing
Net -$1.5M over 90 days · 100% sells
Short interest Falling
5.97% of shares out · ▼ -5.3% MoM · 4.5 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
787 holders — mid 3-yr range
Price context
position in its 52-week range
Range low $22 Now $35 · 83% Range high $37
vs 200-day avg +18% vs 50-day avg +9%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings
Metric Latest Period YoY
Adjusted EBITDA non-GAAP 400M Six Months Ended June 30, 2026 —
Annualized recurring run-rate (ARR) 2.4B as of June 30, 2026 —
Free cash flow non-GAAP 245M Six Months Ended June 30, 2026 —
Gross Payment Volume (GPV) 112B Six Months Ended June 30, 2026 —
Net new Locations 9,500 second quarter —
Non-GAAP gross profit non-GAAP 532M Three Months Ended June 30, 2026 —
GAAP → non-GAAP reconciliation
GAAP Gross profit 516M
+7M Stock-based compensation expense and related payroll tax
+9M Depreciation and amortization
= Non-GAAP gross profit 532M
Non-GAAP subscription services and financial technology solutions gross profit non-GAAP $595M Q2 2026 —
Payments Annualized Recurring Run-Rate 1.2B As of June 30, 2026 —
Shares repurchased year-to-date 19M year-to-date through June 30, 2026 —
Subscription Annualized Recurring Run-Rate 1.21B As of June 30, 2026 —
Total Locations 180,000 Q2 2026 —

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Software - Infrastructure — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
TOST
Toast, Inc.
this stock
$20.15B -2.3% +24.1% 37.3 6.0%
MSFT
Microsoft Corp
 $3.89T +8.3% +6.9% 27.4 0.8%
PLTR
Palantir Technologies Inc.
 $404.77B -5.5% +56.2% 117.5 2.3%
ORCL
Oracle Corp
 $379.03B -35.7% +17.3% 19.7 1.5%
PANW
Palo Alto Networks Inc
 $263.59B +74.9% +29.0% — 2.5%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Accumulating
Holders
848
% held
88.1%
Reported
725 of 787
Top holder
BlackRock, Inc.
Held Float
View
Held by Funds
Fund positions
490
View
Short & Settlement
Short Interest Falling
Shares short
34.7M
Days to cover
4.5d
Change
-1.9M sh
View
Short Volume
Short vol %
60%
As of
Nov 13, 2026
Short Total
View
Fails to Deliver
FTD shares
980
Value
$29.4K
As of
Oct 6, 2026
View
Off-Exchange
Off-exchange %
37.9%
Week of
Oct 5, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$1.5M
Buyers / Sellers
0 / 6
Buyers Sellers
View
Congressional Trades Buy
Member
Thomas H. Kean
Amount
$1.0K–$15.0K
Traded
Jul 8, 2026
View
Financials
Financials
Revenue (FY)
$6.2B
Net income (FY)
$342.0M
EPS diluted
$0.56
View
Buybacks
Authorized
$250.0M
Remaining
$100.0M
Spent Remaining
View
Filings
SEC Filings
Latest
10-Q
Filed
Nov 4, 2026
This year
16

Toast reported third-quarter revenue growth of 21% and net income of $169 million, up from $105 million.

View
Proposed Sales
Value
$235.0K
Shares
6.9K
Filed
Nov 12, 2026
View
Earnings & Events
Webcasts
Last webcast
Nov 3, 2026
View
Investor Relations
Latest news
Great Harvest Partners with Toast…
Published
Nov 12, 2026
View

Performance

5D 20D 120D MTD YTD
TOST +0.0% +9.7% +48.7% +9.5% -2.3%
SPY +2.6% -1.2% +0.5% -0.2% +10.6%
vs SPY -2.6% +10.8% +48.2% +9.7% -13.0%

Capital returns

Buyback program · as of Sep 30, 2026
Authorized
$250.00M
Spent (derived)
$150.00M
Remaining
$100.00M
Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1650164 CUSIP 888787108 13F (30d) 672 filings 600 filers Visit website Investor relations