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UWHR · Uwharrie Capital Corp

Track UWHR — free
$13.50 At close · Nov 12
Market Cap
$92.70M
Shares
6.87M
Volume · Nov 12 759 Avg daily vol (2 sessions) 780

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$13.50 Open$13.50 Day$13.50–13.50 52W close$10.00–14.80 Avg vol 30d6K Short int275 · 0.0% of shares · 1.0d Short vol13% Last earningsMay 15, 2020 DataJan 2020–Nov 2026 Filing10-Q · Nov 10

Latest documents

2026
Nov 10
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Quarterly report for FY2026 Q3 AI summary on its way
Net income $2.86M ▼ 1.0% Diluted EPS $0.37 ▲ unchanged
Oct 28
Current report 8-K
Financial results

Uwharrie Capital Corp reported assets of $1.23 billion at September 30, 2026. Nine-month net income available to common shareholders was $9.6 million, or $1.31 per share, compared with $7.8 million, or $1.05 per share, in 2025.

Oct 21
Current report 8-K Events of Oct 20
Other events

Uwharrie Capital Corp declared a 3% common stock dividend on October 20, 2026, payable November 23, 2026, to shareholders of record on November 5, 2026. The dividend will be issued electronically, with cash paid for fractional shares.

Aug 11
Quarterly report 10-Q FY2026 Q2, ended Jun 30
Quarterly report for FY2026 Q2 AI summary on its way
Net income $3.91M ▲ 38.6% Diluted EPS $0.53 ▲ 43.2%
All documents

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$53.24M
Trailing 12 months
Net income (TTM)
$13.07M
Trailing 12 months
Revenue growth YoY
+3.8%
Year over year
Operating margin
—
Trailing 12 months
P / E (TTM)
7.9
Trailing earnings · reciprocal yield 12.6%
FCF yield
9.9%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$43.53M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
-2.4%
Year over year · fewer shares
Price change (1Y)
—
Trailing year
Short interest
—
Latest settlement
View all 125 metrics

Equibles Rating

blended score · not investment advice
Overall
Buy
SellHoldBuy
Technical Neutral Momentum Strong Sentiment Neutral Fundamentals Excellent Quant / Vol Moderate
Market backdrop VIX 18.7 · elevated Equity put/call 0.72
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +26%
above
Price vs 50-day avg +3%
above
RSI (14) 46
neutral
MACD trend Negative
52-week position 73%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Strong
1-month return −2%
trailing
6-month return +29%
trailing
YTD return +23%
this year
Relative strength +27%
vs S&P · 6-mo
Sentiment
smart money
Neutral
Trend (MA cross) No cross
50d $13 › 200d $11 — 50d above 200d
Institutional flow Flat
No 13F holder data
Insider flow Distributing
Net -$103.2K over 90 days · 100% sells
Short interest Falling
0.00% of shares out · ▼ -55.1% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
No 13F holder history
Fundamentals
Excellent
EPS growth +18%
Y/Y
Free cash flow $8.2M
Valuation P/E 8
below peers
Balance sheet $44.3M
net cash
Quant / Vol
risk profile
Moderate
Volatility 46%
annualized · 1-yr
Max drawdown −11%
past year
ATR 2.9%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Technicals

trend & momentum for long-term holders Neutral
1 · 4 · 2
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+26% Bullish
Price vs 50-day avg
+3% Bullish
RSI (14)
46 Neutral
MACD trend
Negative Bearish
52-week position
73% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Mixed
Trend (MA cross) No cross
50d $13 › 200d $11 — 50d above 200d
Institutional flow Flat
No 13F holder data
Insider flow Distributing
Net -$103.2K over 90 days · 100% sells
Short interest Falling
0.00% of shares out · ▼ -55.1% MoM · 1.0 days cover
Volume signal Normal
Volume near normal
Institution breadth Steady
No 13F holder history
Price context
position in its 52-week range
Range low $10 Now $14 · 73% Range high $15
vs 200-day avg +26% vs 50-day avg +3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Banks - Regional — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
UWHR
Uwharrie Capital Corp
this stock
$92.70M — — 8.0 0.0%
HDB
Hdfc Bank Ltd
$132.25B -29.6% -3.2% — 0.8%
IBN
Icici Bank Ltd
$123.47B +15.4% — — 0.5%
MFG
Mizuho Financial Group Inc
$122.17B +38.3% — — 0.0%
USB
US Bancorp De
$94.22B +13.3% +4.4% 11.8 1.7%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Short & Settlement
Short Interest Falling
Shares short
275
Days to cover
1.0d
Change
-338 sh
View
Short Volume
Short vol %
13%
As of
Nov 9, 2026
Short Total
View
Fails to Deliver
FTD shares
8
Value
$84
As of
Dec 3, 2025
View
Off-Exchange
Off-exchange %
98.9%
Week of
Sep 28, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$103.2K
Buyers / Sellers
0 / 1
Buyers Sellers
View
Financials
Financials
Net income (FY)
$11.4M
EPS diluted
$1.45
View
Filings
SEC Filings
Latest
10-Q
Filed
Nov 10, 2026
This year
16
View
Exempt Offerings
Offering
$20.0M
Filed
Sep 15, 2021
View
Earnings & Events
Webcasts
Last webcast
May 15, 2020
View
Investor Relations
Latest news
From: Heather H. Almond
Published
Oct 28, 2026
View

Performance

5D 20D 120D MTD YTD
UWHR -3.6% -2.2% +28.8% -6.2% +23.3%
SPY +3.3% -1.9% +1.5% +0.2% +11.0%
vs SPY -6.9% -0.3% +27.2% -6.4% +12.3%