Andrew Jeffrey

“I wanted to ask about Prime in particular, which seems to really be gaining momentum. Can you elaborate on how much Prime is a lever for sort of upgrades from existing members who increase the direct positive limits, for example, versus a new member origination vehicle that attracts higher income users?”

“I wanted to drill down perhaps a little bit, Michael, on some of the domestic switching comments you made. I think the UAE initiative in particular is pretty compelling.”

“Anthony, kind of a high-level question for you. I know the company has been sort of hyper-focused on driving members given the size of the TAM. And now it seems that cross buys reached a pretty important inflection point.”

“It's a pleasure to have Michael Linford, the COO of Affirm, with us. Just as far as the obligatory disclosures, you can find any potential conflicts and full disclosures on the WilliamBlair.com website.”

“In fact, it was our top pick formally at the beginning of the year. Still got six months to make it, to generate the alpha. We're very confident in the story. We were very bullish on Chime, and it's a pleasure to have Chris Barrett, the founder and CEO, with us today, as well as the IR team.”