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CHYM · Chime Financial, Inc.

Track CHYM — free
$26.45 -0.07 (-0.26%)
Market Cap
$10.06B
Shares
378.59M
Volume · Sep 30 5.19M Avg daily vol (3M) 7.52M

Price & Indicators

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20d MA 50d MA 200d MA Earnings Filing Insider Congress Investor day
Close$26.52 Open$26.75 Day$26.24–26.77 52W close$16.44–34.55 Avg vol 30d7.7M Short int21.3M · 5.6% float · 2.7d Short vol47% Last earningsAug 5, 2026 DataJun 2025–Sep 2026 Filing10-Q · Aug 6

Up next

Next earnings call
Nov 4, 2026 Est · unconfirmed · in 5 wks
filed Aug 6, 2026
call held Aug 5, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

Revenue (TTM)
$2.46B
Trailing 12 months
Net income (TTM)
−$18.19M
Trailing 12 months
Revenue growth YoY
+26.8%
Year over year
Operating margin
-2.1%
Trailing 12 months
P / E (TTM)
8.2
Trailing earnings · reciprocal yield 12.1%
FCF yield
3.1%
TTM · current market cap
Return on invested capital
—
Trailing 12 months
Net cash
$536.04M
Latest balance sheet
Dividend yield
—
Trailing 12 months
Shares change YoY
+210.7%
Year over year · more shares
Price change (1Y)
+27.5%
Trailing year
Short interest
5.6%
Latest settlement · 2.7 days to cover
View all 115 metrics

Equibles Rating

blended score · not investment advice
Overall
Neutral
SellHoldBuy
Technical Neutral Momentum Strong Sentiment Bullish Fundamentals Strong Quant / Vol Very High
Market backdrop VIX 16 · calm Equity put/call 0.38
Technical
price trend
Neutral
50 / 200-day cross No cross
Price vs 200-day avg +13%
above
Price vs 50-day avg −10%
below
RSI (14) 34
neutral
MACD trend Negative
52-week position 56%
mid-range
Volume (OBV) Confirms
volume backs price
Momentum
relative strength
Strong
1-month return −20%
trailing
6-month return +31%
trailing
YTD return +5%
this year
Relative strength +18%
vs S&P · 6-mo
Sentiment
smart money
Bullish
Trend (MA cross) No cross
50d $29 › 200d $23 — 50d above 200d
Institutional flow Accumulating
+24% holders QoQ · +108 funds added
Insider flow Distributing
Net -$1.1B over 90 days · 100% sells
Short interest Falling
5.61% of float · ▼ -0.5% MoM · 2.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
276 holders — near 1-yr high, broad support
Squeeze score 61
elevated · 0–100
Fundamentals
Strong
Revenue growth +31%
Y/Y
Gross margin 88%
expanding
EPS growth −995%
Y/Y
Buyback $200.0M
authorized
Quant / Vol
risk profile
Very High
Volatility 65%
annualized · 1-yr
Max drawdown −41%
past year
ATR 5.2%
of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

Latest guidance · from the 8-K filed Aug 5, 2026
full year of 2026
Revenue Initiated $2.73B – $2.75B
prior FY $2.19B midpoint +25.1% Y/Y
Adjusted EBITDA Non-GAAP Initiated $465M – $475M
third quarter of 2026
Revenue Initiated $680M – $690M
prior qtr $669.77M midpoint +2.3% QoQ
Adjusted EBITDA Non-GAAP Initiated $105M – $110M

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Neutral
2 · 4 · 1
50 / 200-day cross
No cross Neutral
Price vs 200-day avg
+13% Bullish
Price vs 50-day avg
−10% Bearish
RSI (14)
34 Neutral
MACD trend
Negative Bearish
52-week position
56% Neutral
Volume (OBV)
Confirms Neutral
Market signals — smart money & positioning
Bullish · 3 of 6
Trend (MA cross) No cross
50d $29 › 200d $23 — 50d above 200d
Institutional flow Accumulating
+24% holders QoQ · +108 funds added
Insider flow Distributing
Net -$1.1B over 90 days · 100% sells
Short interest Falling
5.61% of float · ▼ -0.5% MoM · 2.7 days cover
Volume signal Normal
Volume near normal
Institution breadth Multi-yr high
276 holders — near 1-yr high, broad support
Price context
position in its 52-week range
Range low $16 Now $27 · 56% Range high $35
vs 200-day avg +13% vs 50-day avg -10%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

Earlier KPI extraction records exist, but do not meet the current evidence-completeness requirements. No current verified series is available. Earlier figures remain withheld until revalidated; this is not evidence that the company reports no KPIs.

Versus peers

Software - Application — same industry group
Open screener →
Company Mkt cap YTD Rev growth Y/Y P/E Short % shares
CHYM
Chime Financial, Inc.
this stock
$10.06B +5.4% +30.7% — 5.6%
QH
QUHUO Ltd
$350.35B +242.6% +59.7% — 0.0%
SAP
Sap SE
$243.17B -13.2% — — 0.4%
CRM
Salesforce, Inc.
$191.79B -14.9% +25.9% 21.3 3.9%
SHOP
Shopify Inc.
$183.03B -7.9% +30.1% 95.5 1.3%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section
Ownership
Institutional Holders Reducing
Holders
276
% held
78.3%
Net QoQ
-5.1M sh
Top holder
Galileo (PTC) Ltd
Held Float
View
Held by Funds
Fund positions
191
View
Short & Settlement
Short Interest Falling
Shares short
21.3M
Days to cover
2.7d
Change
-96.6K sh
View
Short Volume
Short vol %
47%
As of
Sep 30, 2026
Short Total
View
Fails to Deliver
FTD shares
1.2K
Value
$38.6K
As of
Sep 14, 2026
View
Off-Exchange
Off-exchange %
46.5%
Week of
Aug 24, 2026
Off-exch Lit
View
Smart Money
Insider Trades Net selling
Net (90d)
-$1.1B
Buyers / Sellers
0 / 4
Buyers Sellers
View
Financials
Financials
Revenue (FY)
$2.2B
Net income (FY)
$-1.0B
EPS diluted
$-4.27
View
Buybacks
Authorized
$200.0M
View
Filings
SEC Filings
Latest
8-K
Filed
Sep 8, 2026
This year
11
View
Proposed Sales
Value
$1.7M
Shares
54.6K
Filed
Sep 16, 2026
View
Exempt Offerings
Offering
$1.1B
Filed
Sep 10, 2021
View
Earnings & Events
Earnings Calls
Last call
Aug 5, 2026
View

Performance

5D 20D 120D MTD YTD
CHYM -7.3% -19.9% +31.0% -19.9% +5.4%
SPY -1.2% -0.4% +13.1% -0.4% +12.1%
vs SPY -6.2% -19.5% +18.0% -19.5% -6.7%

Capital returns

Buyback program · as of May 6, 2026
Authorized
$200.00M
Spent (derived)
—
Remaining
—

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 1795586 CUSIP 16935C109 13F (30d) 10 filings 8 filers Visit website Investor relations