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CHYM · Chime Financial, Inc. · Earnings Call Transcripts & Audio

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$26.45 -0.07 (-0.26%) At close · Sep 30
Russell 1000 member Rebalance outlook locked
Market Cap
$10.06B
Shares
378.59M
Volume · Sep 30 5.19M Avg daily vol (3M) 7.52M

Chime Financial, Inc. Earnings Call Transcripts

Quarterly earnings calls for Chime Financial, Inc. (CHYM), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▲37.5% $528.15M −$923.38M '25 Q2 25-08-07 ▲28.8% $543.52M −$54.72M '25 Q3 25-11-05 · $596.36M −$44.78M '25 Q4 26-02-25 ▲24.8% $647.39M $53.46M '26 Q1 26-05-06 LATEST ▲26.8% $669.77M $27.85M '26 Q2 26-08-05
Earnings call
FY26 · Q2
2026-08-05
Chime Financial, Inc. (CHYM) Q2 2026 Earnings Call Transcript
Confident tone Liquidity products (MyPay & Instant Loans) Sales & marketing investment Chime Prime membership tier
Revenue
$669.77M
▲ 26.8% YoY
Diluted EPS
$0.07
Gross margin
88.8%
Rev · 7q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Conference
Investor event
2026-06-03
Chime Financial, Inc. (CHYM) June 2026 Conference Transcript
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY26 · Q1
2026-05-06
Chime Financial, Inc. (CHYM) Q1 2026 Earnings Call Transcript
Confident tone Chime Prime launch Lending and credit quality Member growth and brand strength
Revenue
$647.39M
▲ 24.8% YoY
Diluted EPS
$0.13
Gross margin
89.6%
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Conference
Investor event
2026-03-04
Chime Financial, Inc. (CHYM) March 2026 Conference Transcript
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY25 · Q4
2026-02-25
Chime Financial, Inc. (CHYM) Q4 2025 Earnings Call Transcript
Confident tone MyPay on-demand payroll Chime Card product launch 2026 product roadmap and premium tier
Revenue
$596.36M*
Gross margin
88.9%
Rev · 5q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-11-05
Chime Financial, Inc. (CHYM) Q3 2025 Earnings Call Transcript
Confident tone MyPay and liquidity products ARPAM and revenue guidance Brand leadership and awareness
Revenue
$543.52M
▲ 28.8% YoY
Diluted EPS
$-0.15
Gross margin
87.2%
Rev · 5q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-08-07
Chime Financial, Inc. (CHYM) Q2 2025 Earnings Call
Revenue
$528.15M
▲ 37.5% YoY
Diluted EPS
$-7.29
Gross margin
87.3%
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Showing 1–7 of 7 earnings calls
Key facts CIK 1795586 CUSIP 16935C109 13F (30d) 10 filings 8 filers Visit website Investor relations