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CHYM · Chime Financial, Inc. · Documents

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$33.55 +0.52 (+1.57%) At close · Nov 13 Play latest call Q3 2026 earnings call transcript
Market Cap
$12.88B
Shares
383.78M
Volume · Nov 13 6.17M Avg daily vol (3M) 5.83M

The company's filings, earnings calls and investor events, most recent first. Search and read these filings from Claude or ChatGPT with the SEC filings MCP server →

Annual report FY2025 Revenue $2.19B up 30.7% 10-K filed Mar 6, 2026 Quarterly report FY2026 Q3 Revenue $718M up 32.1% 10-Q filed Nov 5, 2026 Latest results Revenue rises 32%, profitability extends to third quarter 8-K filed Nov 4, 2026 Earnings call Q3 2026 earnings call Held Nov 4, 2026
2026
Nov 11
Investor event
Guidance raised; bank approval expected

Chime raised Q4 top-line growth guidance to 27% to 29% and expects approval of its planned bank acquisition in the first half of next year. It guides Q4 adjusted EBITDA margin to 21% to 22%.

4 source passages
We raised our guide to 27% to 29% for Q4. We guided to 21% to 22% for Q4. We're expecting to get approval on the bank acquisition in the first half of next year So we think Chime Prime is the future of Chime. Open the document at this passage
Nov 5
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Revenue rises 32% amid pending $590.0 million Stride acquisition

Chime reported revenue of $718,001 thousand, up 32%, and net income of $43,724 thousand versus a net loss of $54,722 thousand, while its pending $590.0 million cash acquisition of Stride is expected to close in the first half of 2027.

Revenue $718M ▲ 32.1% Net income $43.72M Diluted EPS $0.11
Read from the MD&A section
6 source passages
Chime is a technology company, not a bank. Revenue | 718,001 | 543,519 | 2,035,156 | 1,590,412 Total revenue for the three and nine months ended September 30, 2026 increased by $174.5 million, or 32%, and $444.7 million, or 28%, year over year Net income (loss) | 43,724 | (54,722) | 125,030 | (965,159) On September 8, 2026, we entered into an Agreement and Plan of Merger (the “Merger Agreement”) to acquire Central Service Corporation (“CSC”), the parent company of Stride Bank, National Association (“Stride”), for $590.0 million in cash, subject to customary purchase price adjustments (the “Stride Acquisition”). The Stride Acquisition is expected to close in the first half of 2027, subject to approvals by the Office of the Comptroller of the Currency and the Board of Governors of the Federal Reserve System and the satisfaction of other customary closing conditions. Open the document at this passage
Nov 4
Earnings call
Growth accelerates as margins expand and Q4 outlook rises

Chime reported Q3 revenue growth of 32% to $718 million and adjusted EBITDA margin expansion of 14 points to 19%, while raising Q4 revenue guidance to $757 to $767 million and adjusted EBITDA guidance to $161 to $166 million.

4 source passages
Revenue grew 32% to $718 million, up from 27% last quarter and 25% in Q1. Chime Prime is a big part of that. We drove 14 points of adjusted EBITDA margin expansion to 19% and a 62% incremental adjusted EBITDA margin in Q3. For Q4, We expect revenue of $757 to $767 million, worth of 27 to 29%, and adjusted EBITDA of $161 to $166 million, a margin of 21 to 22%, and an incremental margin of 64% at the midpoint. Open the document at this passage
Nov 4
Current report 8-K
Revenue rises 32%, profitability extends to third quarter

Chime reported third-quarter revenue growth of 32% to $718 million and its third consecutive quarter of GAAP profitability, with $44 million net income. It raised full-year 2026 revenue guidance to between $2.792 and $2.802 billion and adjusted EBITDA guidance to between $519 and $524 million.

Financial results
6 source passages
Chime® (Nasdaq: CHYM) today reported financial results for the quarter ended September 30, 2026. Revenue grew 32% year over year to $718 million, accelerating from 27% year-over-year growth in the second quarter. Net income was $44 million, marking our third consecutive quarter of GAAP profitability. For the full year of 2026, we expect: Revenue between $2.792 and $2.802 billion, representing year-over-year revenue growth of 28%. Adjusted EBITDA between $519 and $524 million, with an adjusted EBITDA margin of approximately 19%. Open the document at this passage
Aug 6
Quarterly report 10-Q FY2026 Q2, ended Jun 30
Quarterly report for FY2026 Q2 AI summary on its way
Revenue $669.77M ▲ 26.8% Net income $27.85M Diluted EPS $0.07
May 7
Quarterly report 10-Q FY2026 Q1, ended Mar 31
Quarterly report for FY2026 Q1 AI summary on its way
Revenue $647.39M ▲ 24.8% Net income $53.46M ▲ 313.1% Diluted EPS $0.13
Apr 17
Proxy statement DEF 14A Meeting Jun 2, 2026
Proxy statement AI summary on its way
Mar 6
Annual report 10-K FY2025, ended Dec 31
Annual report for FY2025 AI summary on its way
Revenue $2.19B ▲ 30.7% Net loss $1.01B Diluted EPS -$4.27
2025
Showing 1–29 of 29 documents
Key facts CIK 1795586 CUSIP 16935C109 13F (30d) 282 filings 268 filers Visit website Investor relations