Executive readout · one minute
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CHYM
$33.55
+1.57%
CHYM
· Chime Financial, Inc.
$33.55
+0.52 (+1.57%)
At close · Nov 13
Return incl. dividend (before tax)
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Q3 2026 earnings call transcript
Market Cap
$12.88B
Shares
383.78M
Volume · Nov 13
6.17M
Avg daily vol (3M)
5.83M
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Earnings call · FY2025 Q2
Chime Financial, Inc. (CHYM) Q2 2025 Earnings Call
Revenue
$528.15M
+37.5% YoY
Diluted EPS
-$7.29
Gross margin
87.3%
+0.4 pp YoY
Net income
-$923.38M
-239937.9% YoY
Forward guidance
6 guided metrics
Management's latest ranges and targets are included below.
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Forward guidance
From the 8-K filed Aug 7, 2025.
| Metric | Period | Guided | Basis | Actual |
|---|---|---|---|---|
|
Revenue
third quarter of 2025
|
$525M – $535M | — | $543.52M above | |
|
Adjusted EBITDA
third quarter of 2025
|
$12M – $17M | Non-GAAP | — | |
|
Adjusted EBITDA margin
third quarter of 2025
|
2% – 3% | Non-GAAP | — | |
|
Revenue
full year of 2025
|
$2.14B – $2.16B | — | $2.19B above | |
|
Adjusted EBITDA
full year of 2025
|
$84M – $94M | Non-GAAP | — | |
|
Adjusted EBITDA margin
full year of 2025
|
4% | Non-GAAP | — |
SEC filing · Item 2.02
8-K earnings release
Filed Aug 7, 2025 · complete as-filed document
SEC periodic report
10-Q report
Filed Aug 11, 2025 · complete as-filed document