Insurance - Diversified · Financial Services
Elise Greenspan
Analyst
Wells Fargo
Equibles does not estimate personal net worth.
About Elise Greenspan
Elise Greenspan is recorded as Analyst at Wells Fargo. Elise Greenspan has spoken on 72 earnings calls and 5 other investor events across 26 companies, most recently for Marsh & Mclennan Companies, Inc. on October 15, 2026. Those appearances were for Hartford Insurance Group, Inc. (HIG), Progressive Corp (PGR), Arthur J. Gallagher & Co. (AJG), Travelers Companies, Inc. (TRV), Berkley W R Corp (WRB) and 21 other companies. The companies whose calls Elise Greenspan spoke on are classified in the Financial Services sector.
Elise Greenspan on recent calls
“My first question is on the margins guidance for the year. You guys pointed to margin improvement for 26. I just wanted to clarify, do you guys expect margin improvement for the year in both segments or just on an overall basis?”
“You know, my first question, I guess, is on the financing, on the transaction, recognize that, you know, you guys have a plan to take up the leverage, right, and then bring it back down over the next couple years.”
“It's been, you know, growing fast and becoming the third stool of the company. You could just give us, I guess, you know, longer term, you know, kind of views of just growth and premiums there.”
“My first question, I don't think you guys gave an update on the premium growth guide, right, which was low to mid-teens for the year. It does sound like maybe a bit more cautious on property that we've heard from others.”
“For my first question, I guess I'm looking at slide eight, right? You guys provided, you know, some good disclosure, right, on the adjusted underlying combined ratio, right, going back, I guess, to 2022.”
Affiliation history
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Wells Fargo
Analyst
Transcript header (unverified)
Current
Company network
PGR
Insurance - Property & Casualty · Financial Services
Insurance Brokers · Financial Services
Insurance - Property & Casualty · Financial Services
WRB
Insurance - Property & Casualty · Financial Services
Insurance Brokers · Financial Services
Insurance - Property & Casualty · Financial Services
AON
Insurance Brokers · Financial Services
Insurance - Reinsurance · Financial Services
Insurance - Reinsurance · Financial Services
Insurance Brokers · Financial Services
Insurance - Reinsurance · Financial Services
Asset Management · Financial Services
Asset Management · Financial Services
Insurance - Diversified · Financial Services
ROOT
Insurance - Property & Casualty · Financial Services
Insurance Brokers · Financial Services
Insurance - Specialty · Financial Services
AFL
Insurance - Life · Financial Services
ALL
Insurance - Property & Casualty · Financial Services
Insurance Brokers · Financial Services
Insurance - Diversified · Financial Services
HGTY
Insurance - Property & Casualty · Financial Services
Insurance Brokers · Financial Services
VOYA
Financial Conglomerates · Financial Services
Insurance Brokers · Financial Services
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Annual General Meeting The Progressive Corporation Annual Meeting of Shareholders Progressive Corp (PGR)
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