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EGBN · Eagle Bancorp Inc · Financials

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Market Cap
$1.05B
Shares
30.49M
Volume · Nov 12 396.67K Avg daily vol (3M) 361.12K

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Revenue
$299.2M -3.1%
FY2025 Revenue FY2009–FY2025
Net Income
-$138.05M -193.5%
FY2025 Net Income FY2009–FY2025
Diluted EPS
-$4.55 -191.7%
FY2025 Diluted EPS FY2009–FY2025
Operating Cash Flow
$28.5M -77%
FY2025 Operating Cash Flow FY2009–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010 FY2009
$300.88M $299.2M $308.63M $312.08M $356.52M $364.9M $367.26M $349.74M $339.58M $313.26M $285.45M $260.57M $196.82M $169.51M $148.89M $112.55M $86.07M $66.83M
$529.13M $604.48M $687.56M $625.33M $424.61M $364.5M $389.99M $429.63M $393.29M $324.03M $285.81M $253.18M $191.57M $157.29M $141.94M $119.12M $96.66M $84.34M
$255.66M $269.89M $288.69M $290.55M $332.87M $324.51M $321.56M $324.05M $316.99M $283.89M $258.17M $233.94M $178.48M $144.79M $127.53M $99.05M $76.83M $59.53M
$45.22M $29.31M $19.94M $21.54M $23.65M $40.39M $45.7M $25.7M $22.59M $29.37M $27.28M $26.63M $18.35M $24.72M $21.36M $13.5M $9.24M $7.3M
— — $741K $542K $89K $132K $292K $1.2M $1.6M $1.5M $1.7M $1.5M $743K $614K $396K $314K $273K —
$2.37M $2.95M $3.2M $3.48M $3.32M $5.87M $4.7M $6.17M $6.97M $6.88M $6.23M $7.78M $9.03M $4.23M $3.39M $2.57M $2.47M $2.08M
— — — — — — — — — — $200K $1.1M $638K — — — — —
$273.47M $334.6M $398.88M $334.78M $91.75M $39.98M $68.42M $105.59M $76.29M $40.15M $27.64M $19.24M $13.1M $12.5M $14.41M $20.08M $19.83M $24.81M
$39.62M -$196.18M -$30.24M $127.52M $189.68M $237.67M $176.15M $196.79M $204.21M $185.74M $159.1M $135.22M $86.22M $75.33M $56.17M $38.29M $25.76M $16.38M
-$3.82M -$58.13M $16.8M $26.99M $48.75M $60.98M $43.93M $53.85M $51.93M $85.5M $61.4M $51.05M $31.96M $28.32M $20.88M $13.73M $9.1M $5.97M
$43.44M -$138.05M -$47.04M $100.53M $140.93M $176.69M $132.22M $142.94M $152.28M $100.23M $97.71M $84.17M $54.26M $47.01M $35.29M $24.56M $16.66M $10.42M
— -46.14% -15.24% 32.21% 39.53% 48.42% 36% 40.87% 44.84% 32% 34.23% 32.3% 27.57% 27.73% 23.7% 21.82% 19.35% 15.59%
$43.44M -$138.05M -$47.04M $100.53M $140.93M $176.69M $132.22M $142.94M $152.28M $100.23M $97.71M $83.57M $53.64M $46.44M $34.72M $23.05M $15.36M $8.11M
$28.46M -$85.74M -$26.15M $137.68M -$44.34M $146.95M $144.76M $150.18M $149.75M $100.86M $95.14M $81.71M $60.22M $38.22M $35.88M $27.38M $16.38M $10.4M
USD/shares $1.42 -$4.55 -$1.56 $3.31 $4.40 $5.53 $4.09 $4.18 $4.44 $2.94 $2.91 $2.54 $2.01 $1.81 $1.50 $1.05 $0.78 $0.55
USD/shares $1.41 -$4.55 -$1.56 $3.31 $4.39 $5.52 $4.09 $4.18 $4.42 $2.92 $2.86 $2.50 $1.95 $1.76 $1.46 $1.04 $0.77 $0.55
shares — 30.35M 30.16M 30.35M 32M 31.94M 32.33M 34.18M 34.31M 34.14M 33.59M 32.84M 26.68M 25.73M 23.14M 21.82M 19.65M —
shares — 30.35M 30.16M 30.39M 32.08M 32M 32.36M 34.21M 34.44M 34.32M 34.18M 33.48M 27.55M 26.36M 23.74M 22.32M 20.04M —
Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2018–FY2025: $198.14M in buybacks, $267.05M in dividends.

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

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Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Long-term debt, including current maturities 2026-09-30 USD 76,676,000 10-Q filed 2026-11-05
Operating lease liabilities 2026-09-30 USD 34,045,000 10-Q filed 2026-11-05
Short-term borrowings 2026-09-30 USD 0 10-Q filed 2026-11-05
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.
Some debt data could not be processed yet.
1 filing has incomplete source or extraction coverage. Verified observations are shown; missing observations do not establish that debt was unchanged.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

10.00% Senior Notes due 2029

Note · EAGLE BANCORP, INC.

Reference: 10.00% Senior Notes due 2029

Active
Original principal
USD 77,665,000
Outstanding
—
Commitment
—
Availability
—
Maturity
—

Last reported interest terms: 10% Reported 2024-10-01 Later filings may not restate these terms; this does not confirm they still apply.

Covenant terms for this agreement are not yet verified.

Documents and filing history
  1. Issuance · 2024-10-01 Original principal USD 77,665,000 Exact source document Parent 8-K filing · 2024-10-01
    4892-6655-8685 v.6 Appendix A PROVISIONS RELATING TO INITIAL NOTES AND EXCHANGE NOTES 1. Definitions 1.1 Definitions. For the purposes of this Appendix the following terms shall have the meanings indicated below: “Accredited Investor” means an “accredited investor” as defined in Rule 501(a) under the Securities Act. “Applicable Procedures” means, with respect to any transfer or transaction involving a Global Note or beneficial interest therein, the rules and procedures of the Depository for such Global Note, Euroclear or Clearstream, in each case to the extent applicable to such transaction and as in effect from time to time. “Certificated Note” means a certificated Initial Note or Exchange Note (other than a Global Note) bearing, if required, the appropriate restricted notes legend set forth in Section 2.3(d) of this Appendix. “Clearstream” means Clearstream Banking, Société Anonyme, or any successor securities clearing agency. “Depository” means The Depository Trust Company, its nominees and their respective successors. “Exchange Notes” means (1) 10.00% Senior Notes due 2029 issued pursuant to the Indenture in connection with a Registered Exchange Offer pursuant to a Registration Rights Agreement and (2) Additional Notes, if any, issued pursuant to a registration statement filed with the SEC under the Securities Act. “Euroclear” means Euroclear Bank S.A./N.Y., as operator of Euroclear systems Clearance System or any successor securities clearing agency. “Global Note” means an Initial Note or Exchange Note (other than a Certificated Note) issued in the form of a permanent global note in definitive, fully registered form and bearing, if required, the appropriate restricted notes legend set forth in Section 2.3(d) of this Appendix. “Initial Notes” means (1) $77,665,000 aggregate principal amount of 10.00% Senior Notes due 2029 issued on the Issue Date and (2) Additional Notes, if any, issued in a transaction exempt from the registration requirements of the Securities Act. “Notes” means the Initial Notes, any Additional Notes and the Exchange Notes, treated as a single class. Exhibit 4.1
    Issuer evidence: EAGLE BANCORP, INC., a Maryland corporation, (the “Company”)
    Supporting evidence: 4892-6655-8685 v.6 1.2 Other Definitions. Term Defined in Section: “Agent Members” 2.1(b) “Certificated Notes Legend” 2.3(d) “Global Notes Legend” 2.3(d) “Indenture” 1.3 “Rule 144A Global Note” 1)a)i) 1.3 Capitalized terms used in this Appendix, but not defined, have the meanings ascribed to such terms in the Indenture to which this Appendix is attached (the “Indenture”). 2. The Notes. 2.1 i) Form and Dating. The Initial Notes shall be offered and sold by the Company pursuant to the Purchase Agreement. The Initial Notes shall be sold initially only to (i) QIBs and (ii) Accredited Investors. Initial Notes may thereafter be transferred to, among others, QIBs, subject to the restrictions on transfer set forth herein. Initial Notes initially sold to QIBs shall be issued initially in the form of one or more Global Notes (collectively, the “Rule 144A Global Note”); Initial Notes initially sold to Accredited Investors shall be issued initially in the form of one or more Certificated Notes. (a) Rule 144A Global Note. The Rule 144A Global Note shall be issued without interest coupons and with the Global Notes Legend and the applicable Restricted Notes Legend set forth in Section 2.3(d) hereto and shall be deposited on behalf of the purchasers of the Initial Notes represented thereby with the Notes Custodian and registered in the name of the Depository or a nominee of the Depository, duly executed by the Company and upon receipt of a Company Order authenticated by the Trustee as provided in this Indenture. The aggregate principal amount of the Rule 144A Global Note may from time to time be increased or decreased by adjustments made on the records of the Trustee and the Depository or its nominee as hereinafter provided. (b) Book-Entry Provisions. This Section 2.1(b) shall apply only to a Global Note deposited with or on behalf of the Depository. The Company shall execute and upon receipt of a Company Order the Trustee shall, in accordance with this Section 2.1(b), authenticate and deliver initially one or more Global Notes that (a) shall be registered in the name of the Depository or the nominee of the Depository and (b) shall be delivered by the Trustee to the Depository or pursuant to the Depository’s instructions or held by the Trustee as custodian for the Depository. Members of, or participants in, the Depository (“Agent Members”) shall have no rights under the Indenture with respect to any Global Note held on their behalf by the Depository or by the Trustee as the custodian of the Depository or under such Global Note, and the Company, the Trustee and any agent of the Company or the Trustee shall be entitled to treat the Depository as the absolute owner of such Global Note for all purposes whatsoever. Notwithstanding the Exhibit 4.1
    Supporting evidence: 4892-6655-8685 v.6 Appendix A PROVISIONS RELATING TO INITIAL NOTES AND EXCHANGE NOTES 1. Definitions 1.1 Definitions. For the purposes of this Appendix the following terms shall have the meanings indicated below: “Accredited Investor” means an “accredited investor” as defined in Rule 501(a) under the Securities Act. “Applicable Procedures” means, with respect to any transfer or transaction involving a Global Note or beneficial interest therein, the rules and procedures of the Depository for such Global Note, Euroclear or Clearstream, in each case to the extent applicable to such transaction and as in effect from time to time. “Certificated Note” means a certificated Initial Note or Exchange Note (other than a Global Note) bearing, if required, the appropriate restricted notes legend set forth in Section 2.3(d) of this Appendix. “Clearstream” means Clearstream Banking, Société Anonyme, or any successor securities clearing agency. “Depository” means The Depository Trust Company, its nominees and their respective successors. “Exchange Notes” means (1) 10.00% Senior Notes due 2029 issued pursuant to the Indenture in connection with a Registered Exchange Offer pursuant to a Registration Rights Agreement and (2) Additional Notes, if any, issued pursuant to a registration statement filed with the SEC under the Securities Act. “Euroclear” means Euroclear Bank S.A./N.Y., as operator of Euroclear systems Clearance System or any successor securities clearing agency. “Global Note” means an Initial Note or Exchange Note (other than a Certificated Note) issued in the form of a permanent global note in definitive, fully registered form and bearing, if required, the appropriate restricted notes legend set forth in Section 2.3(d) of this Appendix. “Initial Notes” means (1) $77,665,000 aggregate principal amount of 10.00% Senior Notes due 2029 issued on the Issue Date and (2) Additional Notes, if any, issued in a transaction exempt from the registration requirements of the Securities Act. “Notes” means the Initial Notes, any Additional Notes and the Exchange Notes, treated as a single class. Exhibit 4.1

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
1.94×
Peer median 3.65×
EV/EBIT
—
P/E (TTM)
24.38×
Peer median 11.90×
Price/Sales (TTM)
3.48×
Peer median 3.46×
Price/Book
0.90×
Peer median 1.27×

Peer medians compare against the 278 similar-size Banks - Regional companies (of 324 listed).

Valuation over time computed as of each quarter's filing date

Key facts CIK 1050441 CUSIP 268948106 13F (30d) 126 filings 113 filers Visit website Investor relations