FFBC · First Financial Bancorp /Oh/
$34.38
+0.04 (+0.12%)
At close · Aug 14
Market Cap
$3.61B
Shares
104.97M
First Financial Bancorp Earnings Call Transcripts
Every quarterly earnings call for First Financial Bancorp (FFBC) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Earnings call
FY26 · Q2
2026-07-22
First Financial Bancorp. Second Quarter 2026 Earnings Conference Call and Webcast
Confident tone
Loan Growth
FinWord Acquisition
Net Interest Margin
Diluted EPS
$0.73
▲ 0% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-24
First Financial Bancorp /Oh/ Q1 FY2026 Earnings Call
Confident tone
Loan growth and production
Asset quality and credit
Capital and shareholder returns
Diluted EPS
$0.71
▲ 31.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-29
First Financial Bancorp /Oh/ Q4 FY2025 Earnings Call
Confident tone
Loan growth
Noninterest income (fees, wealth, FX, mortgage, leasing)
Bank Financial acquisition and Chicago expansion
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-24
First Financial Bancorp /Oh/ Q3 FY2025 Earnings Call
Confident tone
Outlook and rate environment
Net interest margin and funding costs
Noninterest income / fee income
Diluted EPS
$0.75
▲ 36.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-25
First Financial Bancorp /Oh/ Q2 FY2025 Earnings Call
Confident tone
Loan Growth and Payoffs
Net Interest Margin and Asset/Liability Sensitivity
Asset Quality and Credit
Diluted EPS
$0.73
▲ 14.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-25
First Financial Bancorp /Oh/ Q1 FY2025 Earnings Call
Positive tone
Asset Quality and Credit
Tariffs and Macro Uncertainty
Net Interest Margin and Loan Yields
Diluted EPS
$0.54
▲ 1.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-24
First Financial Bancorp /Oh/ Q4 FY2024 Earnings Call
Confident tone
Fee income and non-interest income
Loan and deposit growth
Asset quality and credit
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-25
First Financial Bancorp /Oh/ Q3 FY2024 Earnings Call
Positive tone
Capital and tangible book value
Loan growth
Net interest margin
Diluted EPS
$0.55
▼ 16.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-26
First Financial Bancorp /Oh/ Q2 FY2024 Earnings Call
Confident tone
Loan growth
Credit quality
Deposits and funding
Diluted EPS
$0.64
▼ 7.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-26
First Financial Bancorp /Oh/ Q1 FY2024 Earnings Call
Positive tone
Agile Premium Finance acquisition
Asset quality and credit
Loan growth
Diluted EPS
$0.53
▼ 28.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-26
First Financial Bancorp /Oh/ Q4 FY2023 Earnings Call
Confident tone
Asset quality and credit
Non-interest income (Bannockburn trading loss)
Net interest margin and funding costs
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-25
First Financial Bancorp /Oh/ Q3 FY2023 Earnings Call
Diluted EPS
$0.66
▲ 11.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-21
First Financial Bancorp /Oh/ Q2 FY2023 Earnings Call
Diluted EPS
$0.69
▲ 25.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-21
First Financial Bancorp /Oh/ Q1 FY2023 Earnings Call
Diluted EPS
$0.74
▲ 68.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-27
First Financial Bancorp /Oh/ Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-21
First Financial Bancorp /Oh/ Q3 FY2022 Earnings Call
Diluted EPS
$0.59
▼ 6.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-22
First Financial Bancorp /Oh/ Q2 FY2022 Earnings Call
Diluted EPS
$0.55
▲ 5.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-22
First Financial Bancorp /Oh/ Q1 FY2022 Earnings Call
Diluted EPS
$0.44
▼ 8.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-28
First Financial Bancorp /Oh/ Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-22
First Financial Bancorp /Oh/ Q3 FY2021 Earnings Call
Diluted EPS
$0.63
▲ 50% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-23
First Financial Bancorp /Oh/ Q2 FY2021 Earnings Call
Diluted EPS
$0.52
▲ 36.8% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-23
First Financial Bancorp /Oh/ Q1 FY2021 Earnings Call
Diluted EPS
$0.48
▲ 65.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-29
First Financial Bancorp /Oh/ Q4 FY2020 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-23
First Financial Bancorp /Oh/ Q3 FY2020 Earnings Call
Diluted EPS
$0.42
▼ 17.6% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-24
First Financial Bancorp /Oh/ Q2 FY2020 Earnings Call
Diluted EPS
$0.38
▼ 28.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-21
First Financial Bancorp /Oh/ Q1 FY2020 Earnings Call
Diluted EPS
$0.29
▼ 38.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-23
First Financial Bancorp /Oh/ Q4 FY2019 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
708955
CUSIP
320209109
13F (30d)
295 filings
292 filers
Visit website
Investor relations