FFBC · First Financial Bancorp /Oh/

Track FFBC — free

$31.87 +0.36 (+1.14%) At close · Oct 2

S&P 600 member Russell 2000 member Rebalance outlook locked

Market Cap

$3.40B

104.97M

Volume · Oct 2 807.67K Avg daily vol (3M) 931.91K

Up next

Next earnings release

Oct 27, 2026 Announced · in 3 wks

Next earnings call

Oct 28, 2026 Scheduled · in 3 wks

Latest filing: 10-Q

filed Aug 6, 2026

Q2 2026 earnings call transcript

call held Jul 22, 2026

Metrics snapshot

Useful current figures from the complete screener profile.

View all 115 metrics

Revenue (TTM)

$1.01B

Trailing 12 months

Net income (TTM)

$285.22M

Trailing 12 months

Revenue growth YoY

+16.7%

Year over year

Operating margin

—

Trailing 12 months

P / E (TTM)

11.3

Trailing earnings · reciprocal yield 8.9%

FCF yield

22.2%

TTM · current market cap

Return on invested capital

—

Trailing 12 months

Net cash

−$785.72M

Latest balance sheet

Dividend yield

3.2%

Trailing 12 months

Shares change YoY

+9.6%

Year over year · more shares

Price change (1Y)

+25.0%

Trailing year

Short interest

5.8%

Latest settlement · 8.7 days to cover

View all 115 metrics

Equibles Rating

blended score · not investment advice

Overall

Buy

SellHoldBuy

Technical Buy Momentum Neutral Sentiment Bearish Fundamentals Excellent Quant / Vol Very Low

Market backdrop VIX 15.3 · calm Equity put/call 0.58

Technical

price trend

Buy

50 / 200-day cross No cross

Price vs 200-day avg +5%

above

Price vs 50-day avg −3%

below

RSI (14) 46

neutral

MACD trend Positive

52-week position 67%

mid-range

Volume (OBV) Confirms

volume backs price

Momentum

relative strength

Neutral

1-month return −3%

trailing

6-month return +8%

trailing

YTD return +27%

this year

Relative strength −4%

vs S&P · 6-mo

Sentiment

smart money

Bearish

Trend (MA cross) No cross

50d $33 › 200d $30 — 50d above 200d

Institutional flow Distributing

2 of 324 funds reported for Sep 30 · net -36.9K sh shares

Insider flow Distributing

Net -$919.0K over 90 days · 100% sells

Short interest Rising

5.82% of float · ▲ +11.0% MoM · 8.7 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

324 holders — near 3-yr high, broad support

Squeeze score 66

elevated · 0–100

Fundamentals

Excellent

Revenue growth +18%

Y/Y

EPS growth +11%

Y/Y

Free cash flow $317.1M

Valuation P/E 11.5

below peers

Balance sheet $1.0B

net debt

Quant / Vol

risk profile

Very Low

Volatility 25%

annualized · 1-yr

Max drawdown −15%

past year

ATR 2.0%

of price · 14-day

Blended from price, momentum, positioning, fundamentals & volatility · daily-close · not investment advice. Market backdrop is context, not part of the score.

Guidance & track record

what management promised — and delivered

Latest guidance · from the Earnings Call filed Jun 30, 2026

third quarter

Total fee income Non-GAAP $74M – $77M

Non-interest expenses $149M – $152M

at closing

EPS accretion from FinWord acquisition up to 5%

through these two acquisitions

Total EPS accretion from acquisitions up to 8%

Guidance from company 8-Ks · delivered figures from as-reported statements · no analyst estimates involved.

Technicals

trend & momentum for long-term holders Buy

0 · 5 · 2

50 / 200-day cross

No cross Neutral

Price vs 200-day avg

+5% Bullish

Price vs 50-day avg

−3% Neutral

RSI (14)

46 Neutral

MACD trend

Positive Bullish

52-week position

67% Neutral

Volume (OBV)

Confirms Neutral

Market signals — smart money & positioning

Bearish · 3 of 6

Trend (MA cross) No cross

50d $33 › 200d $30 — 50d above 200d

Institutional flow Distributing

2 of 324 funds reported for Sep 30 · net -36.9K sh shares

Insider flow Distributing

Net -$919.0K over 90 days · 100% sells

Short interest Rising

5.82% of float · ▲ +11.0% MoM · 8.7 days cover

Volume signal Normal

Volume near normal

Institution breadth Multi-yr high

324 holders — near 3-yr high, broad support

Price context

position in its 52-week range

Range low $23 Now $32 · 67% Range high $36

vs 200-day avg +5% vs 50-day avg -3%

Illustrative technical + ownership context — a signal mix, not investment advice.

Key metrics

the company's own KPIs, from written earnings releases and filings

Metric	Latest	Period	YoY
Ending tangible shareholders' equity as a percent of risk-weighted assets non-GAAP	10.62%	Three months ended June 30, 2026 filing	—
Net interest income - tax equivalent non-GAAP	$191.54M	Three months ended June 30, 2026 filing	—

GAAP → non-GAAP reconciliation GAAP Net interest income 190.38M +1.16M Tax equivalent adjustment = Net interest income - tax equivalent 191.54M
Net interest margin (FTE) non-GAAP	3.98%	Three months ended June 30, 2026 filing	—

Return on average tangible shareholders' equity non-GAAP	17.95%	Three months ended June 30, 2026 filing	—

Tangible book value per common share non-GAAP	$16.64	Three months ended June 30, 2026 filing	—

Figures exactly as the company stated them in writing · click a metric with a to chart its history · period links open the stating document · "filing" marks figures stated in the 10-K/10-Q · YoY needs an exactly comparable prior-year period

Versus peers

Banks - Regional — same industry group

Open screener →

Company	Mkt cap	YTD	Rev growth Y/Y	P/E	Short % shares
FFBC First Financial Bancorp /Oh/ this stock	$3.40B	+27.4%	+18.3%	11.5	5.8%
MFG Mizuho Financial Group Inc	$133.98B	+48.8%	—	—	0.1%
HDB Hdfc Bank Ltd	$118.26B	-38.9%	-3.2%	—	0.7%
CIXPF CaixaBank/ADR	$103.83B	+26.7%	—	—	0.1%
IBN Icici Bank Ltd	$100.21B	-7.9%	—	—	0.6%

Peers by industry group · P/E from as-reported trailing EPS · short % is of shares outstanding

At a glance

key data from every section

Ownership

Institutional Holders Reducing

Holders

324

% held: 85.1%
Reported: 2 of 324
Top holder: BlackRock, Inc.

Held Float

View

Held by Funds

Fund positions

327

View

Short & Settlement

Short Interest Rising

Shares short

6.1M

Days to cover: 8.7d
Change: +603.4K sh

View

Short Volume

Short vol %

77%

As of: Oct 2, 2026

Short Total

View

Fails to Deliver

FTD shares

929

Value: $30.2K
As of: Sep 11, 2026

View

Off-Exchange

Off-exchange %

32.9%

Week of: Aug 24, 2026

Off-exch Lit

View

Smart Money

Insider Trades Net selling

Net (90d)

-$919.0K

Buyers / Sellers: 0 / 4

Buyers Sellers

View

Financials

Net income (FY)

$255.6M

EPS diluted: $2.66

View

Buybacks

Authorized

shares 5.0M

Remaining: shares 1.4M

Spent Remaining

View

Filings

SEC Filings

Latest

8-K

Filed: Sep 15, 2026
This year: 13

View

Proposed Sales

Value

$164.6K

Shares: 5.0K
Filed: Sep 3, 2026

View

Earnings & Events

Webcasts Upcoming

Next webcast

Oct 28, 2026

Last webcast: Jul 22, 2026

View

Investor Relations

Performance

	5D	20D	120D	MTD	YTD
FFBC	-1.6%	-2.9%	+8.0%	+1.8%	+27.4%
SPY	-0.2%	-0.5%	+12.2%	+0.9%	+12.9%
vs SPY	-1.4%	-2.5%	-4.2%	+0.8%	+14.5%

Capital returns

Latest dividend

$0.26 / share · ex Sep 1, 2026

Raised 4%

Paid (TTM)

$1.01 / share · 4 payouts

Dividend yield (TTM, derived)

3.17%

Buyback program · as of Dec 31, 2020

Authorized

shares 5.00M

Spent (derived)

shares 3.63M

Remaining

shares 1.37M

Spent Remaining

Dividends per share over the trailing 365 days by ex-date · buyback figures as last reported in SEC filings ("spent" derived as authorized − remaining; when several programs run concurrently, authorized is their combined total per the newest filing) · components shown separately — trailing-year buyback spend isn't tracked, so no combined shareholder yield is derived.

Key facts CIK 708955 CUSIP 320209109 13F (30d) 7 filings 7 filers Visit website Investor relations

FFBC · First Financial Bancorp /Oh/

Price & Indicators

Up next

Metrics snapshot

Equibles Rating

Guidance & track record

Technicals

Key metrics

Versus peers

At a glance

Performance

Capital returns