MTB · M&T Bank Corp
$254.09
+0.84 (+0.33%)
At close · Aug 14
Market Cap
$36.69B
Shares
144.42M
M&T Bank Corp Earnings Call Transcripts
Every quarterly earnings call for M&T Bank Corp (MTB) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▼81%
$376.00M
$867.00M
'23 Q2
23-07-19
·
$360.00M
$690.00M
'23 Q3
23-10-18
·
$367.00M
$531.00M
'24 Q1
24-04-15
▲3.2%
$388.00M
$655.00M
'24 Q2
24-07-18
▲9.4%
$394.00M
$721.00M
'24 Q3
24-10-17
·
$392.00M
$681.00M
'24 Q4
25-01-16
▲8.2%
$397.00M
$584.00M
'25 Q1
25-04-14
▲7.5%
$417.00M
$716.00M
'25 Q2
25-07-16
▲7.4%
$423.00M
$792.00M
'25 Q3
25-10-16
▲7.1%
$420.00M
$759.00M
'25 Q4
26-01-16
▲5.3%
$418.00M
$664.00M
'26 Q1
26-04-15
LATEST
▲6%
$442.00M
$818.00M
'26 Q2
26-07-15
Earnings call
FY26 · Q2
2026-07-15
M&T Bank Corp Q2 FY2026 Earnings Call
Confident tone
Loan growth
Net interest margin and funding
Asset quality and credit
Revenue
$442.00M
▲ 6% YoY Diluted EPS
$5.32
▲ 25.5% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Conference
Investor event
2026-06-10
Morgan Stanley US Financials Conference
No reported result — non-financial event
Audio
Transcript
Slides
Earnings call
FY26 · Q1
2026-04-15
M&T Bank Corp Q1 FY2026 Earnings Call
Positive tone
Capital and share repurchases
Net interest margin and deposit costs
Asset quality
Revenue
$418.00M
▲ 5.3% YoY Diluted EPS
$4.13
▲ 24.4% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-01-16
M&T Bank Corp Q4 FY2025 Earnings Call
Confident tone
Loan portfolio trends
Deposit growth and mix
Fee income growth
Revenue
$420.00M*
▲ 7.1% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-10-16
M&T Bank Corp Q3 FY2025 Earnings Call
Confident tone
Capital, dividends, and share repurchases
Government shutdown and credit risk
Net interest margin and interest income
Revenue
$423.00M
▲ 7.4% YoY Diluted EPS
$4.82
▲ 19.9% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-07-16
M&T Bank Corp Q2 FY2025 Earnings Call
Positive tone
Loan growth and diversification
Asset quality and charge-offs
Net interest margin and net interest income
Revenue
$417.00M
▲ 7.5% YoY Diluted EPS
$4.24
▲ 13.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-04-14
M&T Bank Corp Q1 FY2025 Earnings Call
Positive tone
Net interest margin and NII trajectory
Capital management and share repurchases
Non-interest income / fee businesses
Revenue
$397.00M
▲ 8.2% YoY Diluted EPS
$3.32
▲ 9.9% YoY
Rev · 7q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-01-16
M&T Bank Corp Q4 FY2024 Earnings Call
Confident tone
Fee income and capital markets growth
Credit quality
Capital and share repurchases
Revenue
$392.00M*
Rev · 6q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-17
M&T Bank Corp Q3 FY2024 Earnings Call
Confident tone
Loan growth and CRE reduction
Deposit trends and funding costs
Asset quality and charge-offs
Revenue
$394.00M
▲ 9.4% YoY Diluted EPS
$4.02
▲ 1% YoY
Rev · 6q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-07-18
M&T Bank Corp Q2 FY2024 Earnings Call
Confident tone
Asset quality
Net interest income and margin
Deposits and liquidity
Revenue
$388.00M
▲ 3.2% YoY Diluted EPS
$3.73
▼ 26.1% YoY
Rev · 5q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-04-15
M&T Bank Corp Q1 FY2024 Earnings Call
Positive tone
Capital and liquidity position
Loan growth and composition
Deposit trends and funding strategy
Revenue
$367.00M
Diluted EPS
$3.02
▼ 24.7% YoY
Rev · 4q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-01-18
M&T Bank Corp Q4 FY2023 Earnings Call
Confident tone
Loan portfolio composition and CRE reduction
Capital and liquidity strength
Expense control and efficiency ratio
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-10-18
M&T Bank Corp Q3 FY2023 Earnings Call
Revenue
$360.00M
Diluted EPS
$3.98
▲ 12.7% YoY
Rev · 3q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-07-19
M&T Bank Corp Q2 FY2023 Earnings Call
Revenue
$376.00M
▼ 81% YoY Diluted EPS
$5.05
▲ 367.6% YoY
Rev · 2q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-04-17
M&T Bank Corp Q1 FY2023 Earnings Call
Diluted EPS
$4.01
▲ 53.1% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-01-19
M&T Bank Corp Q4 FY2022 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-10-19
M&T Bank Corp Q3 FY2022 Earnings Call
Diluted EPS
$3.53
▼ 4.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-07-20
M&T Bank Corp Q2 FY2022 Earnings Call
Revenue
$1.98B
Diluted EPS
$1.08
▼ 68.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-20
M&T Bank Corp Q1 FY2022 Earnings Call
Diluted EPS
$2.62
▼ 21.3% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-01-20
M&T Bank Corp Q4 FY2021 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-10-20
M&T Bank Corp Q3 FY2021 Earnings Call
Diluted EPS
$3.69
▲ 34.2% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-07-21
M&T Bank Corp Q2 FY2021 Earnings Call
Diluted EPS
$3.41
▲ 96% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-19
M&T Bank Corp Q1 FY2021 Earnings Call
Diluted EPS
$3.33
▲ 72.5% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-01-21
M&T Bank Corp Q4 FY2020 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-22
M&T Bank Corp Q3 FY2020 Earnings Call
Diluted EPS
$2.75
▼ 20.7% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-07-23
M&T Bank Corp Q2 FY2020 Earnings Call
Diluted EPS
$1.74
▼ 47.9% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-20
M&T Bank Corp Q1 FY2020 Earnings Call
Diluted EPS
$1.93
▼ 42.4% YoY
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-01-23
M&T Bank Corp Q4 FY2019 Earnings Call
Results not yet reported
Audio
Transcript
Slides
8-K10-K
Showing 1–28 of 28 earnings calls
Key facts
CIK
36270
CUSIP
55261F104
13F (30d)
1041 filings
986 filers
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