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MTB · M&T Bank Corp · Earnings Call Transcripts & Audio

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$217.60 +0.10 (+0.05%)
S&P 500 member Russell 1000 member Rebalance outlook locked
Market Cap
$31.94B
Shares
144.42M
Volume · Sep 30 1.38M Avg daily vol (3M) 1.05M

M&T Bank Corp Earnings Call Transcripts

Quarterly earnings calls for M&T Bank Corp (MTB), with available speaker-labelled transcripts, captured audio replays, call highlights, 8-K earnings releases and periodic filings. Investor days and conferences appear here too.

Pull transcripts and briefs through the earnings call transcript API or MCP →

Revenue & result across quarters

Revenue Net income YoY up YoY down artefacts
▼81% $376.00M $867.00M '23 Q2 23-07-19 · $360.00M $690.00M '23 Q3 23-10-18 · $367.00M $531.00M '24 Q1 24-04-15 ▲3.2% $388.00M $655.00M '24 Q2 24-07-18 ▲9.4% $394.00M $721.00M '24 Q3 24-10-17 · $392.00M $681.00M '24 Q4 25-01-16 ▲8.2% $397.00M $584.00M '25 Q1 25-04-14 ▲7.5% $417.00M $716.00M '25 Q2 25-07-16 ▲7.4% $423.00M $792.00M '25 Q3 25-10-16 ▲7.1% $420.00M $759.00M '25 Q4 26-01-16 ▲5.3% $418.00M $664.00M '26 Q1 26-04-15 LATEST ▲6% $442.00M $818.00M '26 Q2 26-07-15
Conference
Investor event
2026-09-16
M&T Bank Corp (MTB) September 2026 Conference Transcript
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY26 · Q2
2026-07-15
M&T Bank Corp (MTB) Q2 2026 Earnings Call Transcript
Confident tone Loan growth Net interest margin and funding Asset quality and credit
Revenue
$442.00M
▲ 6% YoY
Diluted EPS
$5.32
▲ 25.5% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Conference
Investor event
2026-06-10
M&T Bank Corp (MTB) June 2026 Conference Transcript
No reported result — non-financial event
Audio Transcript Slides
Earnings call
FY26 · Q1
2026-04-15
M&T Bank Corp (MTB) Q1 2026 Earnings Call Transcript
Positive tone Capital and share repurchases Net interest margin and deposit costs Asset quality
Revenue
$418.00M
▲ 5.3% YoY
Diluted EPS
$4.13
▲ 24.4% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q4
2026-01-16
M&T Bank Corp (MTB) Q4 2025 Earnings Call Transcript
Confident tone Loan portfolio trends Deposit growth and mix Fee income growth
Revenue
$420.00M*
▲ 7.1% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY25 · Q3
2025-10-16
M&T Bank Corp (MTB) Q3 2025 Earnings Call Transcript
Confident tone Capital, dividends, and share repurchases Government shutdown and credit risk Net interest margin and interest income
Revenue
$423.00M
▲ 7.4% YoY
Diluted EPS
$4.82
▲ 19.9% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q2
2025-07-16
M&T Bank Corp (MTB) Q2 2025 Earnings Call Transcript
Positive tone Loan growth and diversification Asset quality and charge-offs Net interest margin and net interest income
Revenue
$417.00M
▲ 7.5% YoY
Diluted EPS
$4.24
▲ 13.7% YoY
Rev · 8q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY25 · Q1
2025-04-14
M&T Bank Corp (MTB) Q1 2025 Earnings Call Transcript
Positive tone Net interest margin and NII trajectory Capital management and share repurchases Non-interest income / fee businesses
Revenue
$397.00M
▲ 8.2% YoY
Diluted EPS
$3.32
▲ 9.9% YoY
Rev · 7q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q4
2025-01-16
M&T Bank Corp (MTB) Q4 2024 Earnings Call Transcript
Confident tone Fee income and capital markets growth Credit quality Capital and share repurchases
Revenue
$392.00M*
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-K
Earnings call
FY24 · Q3
2024-10-17
M&T Bank Corp (MTB) Q3 2024 Earnings Call Transcript
Confident tone Loan growth and CRE reduction Deposit trends and funding costs Asset quality and charge-offs
Revenue
$394.00M
▲ 9.4% YoY
Diluted EPS
$4.02
▲ 1% YoY
Rev · 6q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q2
2024-07-18
M&T Bank Corp (MTB) Q2 2024 Earnings Call Transcript
Confident tone Asset quality Net interest income and margin Deposits and liquidity
Revenue
$388.00M
▲ 3.2% YoY
Diluted EPS
$3.73
▼ 26.1% YoY
Rev · 5q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY24 · Q1
2024-04-15
M&T Bank Corp (MTB) Q1 2024 Earnings Call Transcript
Positive tone Capital and liquidity position Loan growth and composition Deposit trends and funding strategy
Revenue
$367.00M
Diluted EPS
$3.02
▼ 24.7% YoY
Rev · 4q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q4
2024-01-18
M&T Bank Corp (MTB) Q4 2023 Earnings Call Transcript
Confident tone Loan portfolio composition and CRE reduction Capital and liquidity strength Expense control and efficiency ratio
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY23 · Q3
2023-10-18
M&T Bank Corp (MTB) Q3 2023 Earnings Call Transcript
Revenue
$360.00M
Diluted EPS
$3.98
▲ 12.7% YoY
Rev · 3q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q2
2023-07-19
M&T Bank Corp (MTB) Q2 2023 Earnings Call Transcript
Revenue
$376.00M
▼ 81% YoY
Diluted EPS
$5.05
▲ 367.6% YoY
Rev · 2q Trailing quarterly revenue
Audio Transcript Slides 8-K10-Q
Earnings call
FY23 · Q1
2023-04-17
M&T Bank Corp (MTB) Q1 2023 Earnings Call Transcript
Diluted EPS
$4.01
▲ 53.1% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q4
2023-01-19
M&T Bank Corp (MTB) Q4 2022 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY22 · Q3
2022-10-19
M&T Bank Corp (MTB) Q3 2022 Earnings Call Transcript
Diluted EPS
$3.53
▼ 4.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q2
2022-07-20
M&T Bank Corp (MTB) Q2 2022 Earnings Call Transcript
Revenue
$1.98B
Diluted EPS
$1.08
▼ 68.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY22 · Q1
2022-04-20
M&T Bank Corp (MTB) Q1 2022 Earnings Call Transcript
Diluted EPS
$2.62
▼ 21.3% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q4
2022-01-20
M&T Bank Corp (MTB) Q4 2021 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY21 · Q3
2021-10-20
M&T Bank Corp (MTB) Q3 2021 Earnings Call Transcript
Diluted EPS
$3.69
▲ 34.2% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q2
2021-07-21
M&T Bank Corp (MTB) Q2 2021 Earnings Call Transcript
Diluted EPS
$3.41
▲ 96% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY21 · Q1
2021-04-19
M&T Bank Corp (MTB) Q1 2021 Earnings Call Transcript
Diluted EPS
$3.33
▲ 72.5% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q4
2021-01-21
M&T Bank Corp (MTB) Q4 2020 Earnings Call Transcript
Results not yet reported
Audio Transcript Slides 8-K10-K
Earnings call
FY20 · Q3
2020-10-22
M&T Bank Corp (MTB) Q3 2020 Earnings Call Transcript
Diluted EPS
$2.75
▼ 20.7% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q2
2020-07-23
M&T Bank Corp (MTB) Q2 2020 Earnings Call Transcript
Diluted EPS
$1.74
▼ 47.9% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY20 · Q1
2020-04-20
M&T Bank Corp (MTB) Q1 2020 Earnings Call Transcript
Diluted EPS
$1.93
▼ 42.4% YoY
Audio Transcript Slides 8-K10-Q
Earnings call
FY19 · Q4
2020-01-23
M&T Bank Corp (MTB) Q4 2019 Earnings Call
Results not yet reported
Audio Transcript Slides 8-K10-K
Showing 1–29 of 29 earnings calls
Key facts CIK 36270 CUSIP 55261F104 13F (30d) 19 filings 15 filers Visit website Investor relations