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TREE · LendingTree, Inc. · Financials

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$37.01 -1.72 (-4.44%) Play latest call Q3 2026 earnings call transcript
Market Cap
$519.60M
Shares
14.04M
Volume · Nov 6 384.51K Avg daily vol (3M) 395.2K

Income-statement, balance-sheet and cash-flow figures from SEC filings, plus a debt profile anchored in the latest 10-K and updated by each 10-Q and debt exhibit.

Revenue
$1.12B +24.1%
FY2025 Revenue FY2010–FY2025
Net Income
$151.31M +462.8%
FY2025 Net Income FY2020–FY2025
Gross Margin
31.51% -2.9pp
FY2025 Gross Margin FY2010–FY2025
Operating Margin
5.8% +0.8pp
FY2025 Operating Margin FY2010–FY2025
Diluted EPS
$10.78 +443.3%
FY2025 Diluted EPS FY2010–FY2025
Operating Cash Flow
$73.1M +17.4%
FY2025 Operating Cash Flow FY2010–FY2025

Chart any reported metric, KPI or segment over time — the full statement history lives here

Line Item FY2026 (G) TTM FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018 FY2017 FY2016 FY2015 FY2014 FY2013 FY2012 FY2011 FY2010
$1.3B – $1.32B $1.27B $1.12BG $900.22MG $672.5MG $984.99MG $1.1B $909.99M $1.11B $764.87M $617.74M $384.4M $254.22M $167.35M $139.24M $77.44M $54.62M $59.92M
— — — — $21.69M -$26.01M -$46.87M — — — — — — — — — — —
— — — — — — — — $300K $900K $1.6M — — — — — — —
— $45.55M $42.53M $36.07M $38.76M $57.77M $57.3M $54.49M $68.38M $36.4M $17.22M $13.76M $9.37M $7.9M $6.54M $4.3M $4.13M $5.14M
— $377.54M $352.05M $309.57M $289.75M $368.94M $410.37M $369.47M $432.32M $305.14M $251.39M $370.64Md $244.85Md $159.45Md $132.7Md $73.15Md $50.48Md $54.78Md
— — 31.51% 34.39% 43.09% 37.46% 37.36% 40.6% 39.07% 39.89% 40.7% 96.42%d 96.31%d 95.28%d 95.3%d 94.45%d 92.43%d 91.43%d
— $43.37M $45.25M $46.36M $47.2M $55.55M $52.87M $43.64M $39.95M $26.96M $17.93M $13.76M $10.49M $7.46M $5.26M $3.53M $3.2M $3.4M
— $938.42M $812.9M $635.96M $433.59M $702.24M $773.99M $617.4M $735.18M $500.29M $432.78M $261.1M $172.85M $112.7M $91.12M $48.93M $46.66M $51.23M
— $110.89M $112.89M $108.71M $117.7M $152.38M $153.47M $129.1M $116.85M $101.22M $71.54M $37.23M $30.03M $25.88M $24.66M $22.23M $19.75M $24.5M
— $5.15M $5.19M $5.89M $7.69M $25.31M $42.74M $53.08M $55.24M $23.47M $12.99M $1.24M $149K $136K $147K $358K $891K $1.23M
— $16.38M $16.46M $18.3M $19.07M $20.1M $17.91M $14.2M $11M $7.39M $7.09M $4.94M $3.01M $3.25M $3.5M $4.11M $5.02M $3.22M
— $3.26M $1.63M $508K $10.12M $4.43M $53K $295K $1.03M $2.35M $404K $122K $422K $373K $159K -$57K $1.08M $2.78M
— $1.16B $1.05B $855.59M $713.11M $1.02B $1.09B $916.59M $1.06B $708.67M $584.6M $332.29M $225.7M $168.32M $140.35M $80.29M $115.73M $93M
— $103.91M $64.81M $44.63M -$40.61M -$32.76M $8.03M -$6.6M $50.73M $56.19M $33.13M $52.11M $28.51M -$969K -$1.11M -$2.85M -$61.11M -$33.08M
— — 5.8% 4.96% -6.04% -3.33% 0.73% -0.73% 4.58% 7.35% 5.36% 13.56% 11.22% -0.58% -0.8% -3.68% -111.88% -55.21%
— $120.29M $81.27M $62.93M -$21.54M -$12.67M $25.94M $7.6M $61.73M $63.58M $40.22M $57.06M $31.52M $2.28M $2.39M $1.25M -$56.09M -$29.87M
— — — — — $26.01M $46.87M $36.3M $20.27M $12.44M $7.03M $561K $171K $2000 $19K $881K $368K $472K
— — — — — — — — — — — — — — — — — $8000
— $2.56M $3M -$54.16M -$105.99M $3.84M $123.27M — — — — — — — — -$881K -$368K -$464K
— — — -$58.38M -$114.5M $0 $123.27M $0 $0 — — — — — — — — —
— $62.12M $21.02M -$37.38M -$124.92M -$54.93M $84.44M -$42.53M $30.98M $43.74M $25.71M $51.57M $28.34M -$971K -$1.13M -$3.73M -$61.48M -$33.55M
— -$119.54M -$130.28M $4.32M -$2.52M $133.02M $11.3M -$19.96M -$8.48M -$65.58M $6.29M $20.37M -$22.97M -$484K -$453K -$1.48M -$11.77M -$6.94M
— $181.66M $151.31M -$41.7M -$122.4M -$187.95M $69.12M -$48.26M — — — — — — — — — —
— — 13.54% -4.63% -18.2% -19.08% 6.29% -5.3% — — — — — — — — — —
— — — — — — $69.12M -$48.26M $17.83M $96.5M $15.58M $27.49M $48.05M $9.36M $3.95M $46.63M -$59.5M -$18.18M
— $181.66M $151.31M -$41.7M -$122.4M -$187.95M $69.12M -$48.26M — $96.5M $15.58M $27.49M $48.05M $9.36M $3.95M $46.63M -$59.5M -$18.18M
USD/shares — $13.35 $11.14 -$3.14 -$9.46 -$14.69 $5.24 -$3.71 $1.39 $7.72 $1.30 $2.33 $4.17 $0.84 $0.36 $4.36 -$5.73 -$1.65
USD/shares — $12.95 $10.78 -$3.14 -$9.46 -$14.69 $5.05 -$3.71 $1.22 $6.85 $1.14 $2.15 $3.83 $0.84 $0.36 $4.36 -$5.73 -$1.65
shares — — 13.58M 13.27M 12.94M 12.79M 13.2M 13.01M 12.83M 12.5M 11.95M 11.81M 11.52M 11.19M 11.04M 10.7M 10.38M 11.01M
shares — — 14.06M 13.27M 12.94M 12.79M 13.7M 13.01M 14.62M 14.1M 13.68M 12.77M 12.54M 11.19M 11.04M 10.7M 10.38M 11.01M
d Gross profit for periods the company did not report it, or tagged its operating income as gross profit, is Revenue − Cost of Revenue. Italic rows are computed from reported lines — open a row's info icon for its formula. Values reflect the latest filing (restatements included); per-share figures on today's split basis. Click a value for its source filing. TTM: trailing twelve months through the latest reported quarter — flows sum the last four quarters, balances take the latest. 3Y/5Y/10Y columns are trailing CAGR from the newest fiscal year; blank where an endpoint is missing or negative. (G): the company's own guidance — a (G) column is a guided period not yet reported; a G marker shows how the reported figure landed against the guided range. Non-GAAP-basis guidance (*) is shown as stated and never judged against GAAP actuals.

Capital Returned to Shareholders

Cash spent on share repurchases and dividends per fiscal year, as reported on the cash-flow statement. Across FY2010–FY2024: $266.18M in buybacks, $11.93M in dividends.

Debt Profile

Reported borrowing balances, repayment dates and agreement terms, with links to the underlying filings.

Read debt and covenant terms in your AI or your code through MCP and the API →

Reported debt balances

Each amount keeps its reported scope. Related balance-sheet measures appear under the borrowing they describe.

Reported balanceAs ofAmountSource
Current operating lease liabilities 2026-06-30 USD 3,783,000 10-Q filed 2026-07-31
Current portion of long-term debt 2026-06-30 USD 3,932,000 10-Q filed 2026-07-31
Noncurrent debt carrying amount 2026-06-30 USD 386,351,000 10-Q filed 2026-07-31
Noncurrent operating lease liabilities 2026-06-30 USD 41,996,000 10-Q filed 2026-07-31
Instrument and agreement coverage is incomplete. Additional filings are awaiting review.

Covenants

Covenant terms have not yet been verified for this profile.

The balance figures do not establish whether covenants apply or whether the company complies with them.

Loans, facilities and notes

The instrument breakdown is not yet verified. Read the debt note in the linked report for borrowing terms and maturity conditions.

Price & Valuation

Multiples computed on the strict TTM/EV methodology — today's snapshot against peers, and each ratio recomputed as of past filing dates.

Valuation

EV/Revenue
0.63×
Peer median 2.86×
EV/EBIT
7.69×
Peer median 24.68×
P/E (TTM)
2.86×
Peer median 41.87×
Price/Sales (TTM)
0.41×
Peer median 3.48×
Price/Book
1.62×
Peer median 4.89×
EV/Adj. EBITDA (FY2025)
6.01×
Peer median 16.78×

Peer medians compare against the 12 similar-size Insurance Brokers companies (of 26 listed).

EV/Adj. EBITDA uses the company-stated “Adjusted EBITDA”, extracted from the reconciliation in its SEC filings — the company's own non-GAAP definition, not an XBRL-tagged figure.

Valuation over time computed as of each quarter's filing date

EV/Adj. EBITDA uses the company-stated “Adjusted EBITDA”, extracted from the reconciliation in its SEC filings as it existed at each sample date — the company's own non-GAAP definition, not an XBRL-tagged figure. Each point's tooltip names its TTM or fiscal-year basis.

Revenue Breakdown

Annual revenue as the company disaggregates it in its own XBRL filings. Years a component wasn't reported show a dash.

Share mode is each component's slice of the reported components that year — issuers rarely tag every revenue dollar, so slices need not sum to total revenue.

By Segment (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
Insurance Segment $711,880,000 $548,704,000 $249,605,000 $299,073,000 $326,153,000 $333,765,000 $284,792,000 $31,369,000
Home Segment $151,764,000 $128,854,000 $143,753,000 $289,383,000 $441,738,000 $320,992,000 $277,935,000 $319,176,000
Other Consumer $138,929,000 $121,050,000 $178,821,000 $251,961,000 $126,426,000 $109,324,000 $151,014,000 $95,640,000
Personal Loans $114,441,000 $101,412,000 $100,124,000 $144,148,000 $110,099,000 $66,513,000 $152,729,000 $134,199,000
All Other Segments $310,000 $199,000 $199,000 $427,000 $663,000 $2,035,000 $28,839,000 $18,705,000
Credit Cards — — $62,000,000 $100,229,000 $93,420,000 $77,361,000 $211,294,000 $165,776,000

By Product & Service (USD)

Component FY2025 FY2024 FY2023 FY2022 FY2021 FY2020 FY2019 FY2018
Other Products and Services $310,000 $199,000 $199,000 $427,000 $663,000 $2,035,000 $28,839,000 $18,705,000
Key facts CIK 1434621 CUSIP 52603B107 13F (30d) 77 filings 55 filers Visit website Investor relations