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TRUP · Trupanion, Inc. · Documents

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Market Cap
$1.49B
Shares
43.27M
Volume · Nov 13 239.77K Avg daily vol (3M) 438.63K

The company's filings, earnings calls and investor events, most recent first. Search and read these filings from Claude or ChatGPT with the SEC filings MCP server →

Annual report FY2025 Revenue $1.44B up 11.9% 10-K filed Feb 13, 2026 Quarterly report FY2026 Q3 Revenue $405.59M up 10.5% 10-Q filed Nov 5, 2026 Latest results Revenue rises 11%, net income reaches $9.3 million 8-K filed Nov 5, 2026 Earnings call Q3 2026 earnings call Held Nov 5, 2026
2026
Nov 5
Earnings call
Record Q3 adjusted operating income and free cash flow

Trupanion reported Q3 2026 revenue of $405.6 million, adjusted operating income of $47 million and all-time-high free cash flow of $28.5 million. Full-year 2026 guidance calls for $1.59 billion to $1.597 billion in revenue and $179 million to $182 million in adjusted operating income.

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Good afternoon, and welcome to Trupanion's third quarter 2026 Financial Results Conference Call. Total revenue for the quarter was $405.6 million, up 11% year-over-year. In total, adjusted operating income was $47 million in Q3, up 15% from last year. As a result, our free cash flow was $28.5 million, an all-time high, up from $23.9 million last year, and our 10th consecutive quarter of positive free cash flow. For the full year of 2026, we now expect total revenue in the range of $1.59 billion to $1.597 billion. We now expect total adjusted operating income to be between $179 million and $182 million, or 19% year-over-year growth at the midpoint. Open the document at this passage
Nov 5
Registration statement S-3ASR
Resale of 3,636,364 shares registered for Aflac

Trupanion registered up to 3,636,364 common shares for Aflac’s resale from time to time, with all proceeds going to Aflac. The shares represented 8.4% of Trupanion’s outstanding common stock as of October 29, 2026.

Read from the first part of this long document
4 source passages
This prospectus relates to an aggregate of up to 3,636,364 shares of our common stock, which may be offered for sale from time to time by the selling stockholder, Aflac Incorporated ("Aflac"). All proceeds from the sale of Shares under this prospectus will be for the account of the selling stockholder. As of October 29, 2026, we had 43,265,932 shares of common stock outstanding, including the 3,636,364 Shares, and no shares of preferred stock outstanding. Aflac Incorporated | 3,636,364 | 8.4% | 3,636,364 Open the document at this passage
Nov 5
Quarterly report 10-Q FY2026 Q3, ended Sep 30
Revenue rises 11%; subscription enrollment grows 6%

For the nine months ended September 30, 2026, Trupanion reported total revenue of 1,182,576 (in thousands), up 11%, and subscription pets enrolled of 1,145,160, up 6%. Its Pets Best underwriting relationship will end after the third quarter of 2028.

Revenue $405.59M ▲ 10.5% Diluted EPS $0.21 ▲ 61.5%
Read from the MD&A section
5 source passages
### Comparison of the Three and Nine Months Ended September 30, 2026 and 2025 Total revenue | 405,593 | | 366,920 | | 11 | 1,182,576 | | 1,062,452 | | 11 Total subscription pets enrolled (at period end) | 1,145,160 | | 1,082,412 | | 6 | 1,145,160 | | 1,082,412 | | 6 We and Pets Best have agreed to end our relationship after the third quarter of 2028. Within our subscription business, we also provide "Powered by Trupanion" pet insurance product offerings marketed by third parties Open the document at this passage
Nov 5
Current report 8-K
Revenue rises 11%, net income reaches $9.3 million

Trupanion reported third-quarter revenue of $405.6 million, up 11%, net income of $9.3 million and free cash flow of $28.5 million for the quarter ended September 30, 2026; it also repurchased $25.0 million of stock.

Financial results
5 source passages
Trupanion, Inc. (Nasdaq: TRUP), a leading provider of medical insurance for cats and dogs, today announced financial results for the third quarter ended September 30, 2026. Total revenue was $405.6 million, an increase of 11% compared to the third quarter of 2025. Net income was $9.3 million, or $0.21 per basic and diluted share, compared to net income of $5.9 million, or $0.14 per basic and $0.13 per diluted share, in the third quarter of 2025. Operating cash flow was $30.7 million and free cash flow was $28.5 million in the third quarter of 2026. During the third quarter of 2026, the Company repurchased approximately 0.8 million shares of TRUP common stock at an aggregate cost of approximately $25.0 million. Open the document at this passage
Aug 5
Quarterly report 10-Q FY2026 Q2, ended Jun 30
Quarterly report for FY2026 Q2 AI summary on its way
Revenue $392.93M ▲ 11.1% Diluted EPS $0.16 ▼ 27.3%
Apr 30
Quarterly report 10-Q FY2026 Q1, ended Mar 31
Quarterly report for FY2026 Q1 AI summary on its way
Revenue $384.05M ▲ 12.3% Diluted EPS $0.11
Feb 13
Annual report 10-K FY2025, ended Dec 31
Annual report for FY2025 AI summary on its way
Revenue $1.44B ▲ 11.9% Diluted EPS $0.45
2025
2024
Showing 1–50 of 136 documents
Key facts CIK 1371285 CUSIP 898202106 13F (30d) 164 filings 143 filers Visit website Investor relations