TRUP · Trupanion, Inc.
$30.60
-0.40 (-1.29%)
At close · Aug 14
Market Cap
$1.33B
Shares
43.87M
Trupanion, Inc. Earnings Call Transcripts
Every quarterly earnings call for Trupanion, Inc. (TRUP) — the full transcript with speaker labels, the audio replay, AI call highlights and a management-tone score, plus the matching 8-K earnings release and the quarter's 10-Q or 10-K. Investor days and conferences appear here too.
Revenue & result across quarters
Revenue Net income YoY up YoY down artefacts
▲28.7%
$233.76M
'22 Q3
22-11-03
▲26.6%
$246.01M
'22 Q4
23-02-15
▲24.4%
$256.33M
'23 Q1
23-05-04
▲23.3%
$270.57M
'23 Q2
23-08-03
▲22.3%
$285.85M
'23 Q3
23-11-02
▲20.3%
$295.86M
'23 Q4
24-02-15
▲19.4%
$306.12M
'24 Q1
24-05-02
▲16.3%
$314.80M
'24 Q2
24-08-08
▲14.6%
$327.46M
'24 Q3
24-10-30
▲14%
$337.31M
'24 Q4
25-02-19
▲11.7%
$341.98M
'25 Q1
25-05-01
▲12.3%
$353.56M
'25 Q2
25-08-07
▲12.1%
$366.92M
'25 Q3
25-11-06
▲11.7%
$376.85M
'25 Q4
26-02-12
▲12.3%
$384.05M
'26 Q1
26-04-30
LATEST
▲11.1%
$392.93M
'26 Q2
26-08-05
Earnings call
FY26 · Q2
2026-08-05
Trupanion Second Quarter 2026 Earnings Call
Confident tone
Subscription growth and unit economics
Acquisition channels and web conversion
Capital return and financial strength
Revenue
$392.93M
▲ 11.1% YoY Diluted EPS
$0.16
▼ 27.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY26 · Q1
2026-04-30
Trupanion, Inc. Q1 FY2026 Earnings Call
Confident tone
Adjusted operating income (AOI) growth
Geographic and segment mix (cats)
New product launch and product expansion
Revenue
$384.05M
▲ 12.3% YoY Diluted EPS
$0.11
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q4
2026-02-12
Trupanion, Inc. Q4 FY2025 Earnings Call
Confident tone
Pricing and margin expansion
Retention improvement
Pet acquisition and IRR
Revenue
$376.85M*
▲ 11.7% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY25 · Q3
2025-11-06
Trupanion, Inc. Q3 FY2025 Earnings Call
Positive tone
Brand investment and marketing
Profitability and margin expansion
Other business segment wind-down
Revenue
$366.92M
▲ 12.1% YoY Diluted EPS
$0.13
▲ 333.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q2
2025-08-07
Trupanion, Inc. Q2 FY2025 Earnings Call
Confident tone
Subscription segment growth and profitability
Pricing strategy and value proposition
Retention performance and outlook
Revenue
$353.56M
▲ 12.3% YoY Diluted EPS
$0.22
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY25 · Q1
2025-05-01
Trupanion, Inc. Q1 FY2025 Earnings Call
Confident tone
Subscription profitability and operating leverage
Pet acquisition and PAC investment
Veterinary cost trends and loss ratio
Revenue
$341.98M
▲ 11.7% YoY Diluted EPS
$-0.03
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q4
2025-02-19
Trupanion, Inc. Q4 FY2024 Earnings Call
Confident tone
Margin expansion and profitability
Retention improvements
Subscription revenue and pet growth
Revenue
$337.31M*
▲ 14% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY24 · Q3
2024-10-30
Trupanion, Inc. Q3 FY2024 Earnings Call
Confident tone
ARPU and revenue mix
Retention and member experience
Veterinary inflation and pricing
Revenue
$327.46M
▲ 14.6% YoY Diluted EPS
$0.03
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q2
2024-08-08
Trupanion, Inc. Q2 FY2024 Earnings Call
Confident tone
Subscription growth and ARPU
Veterinary inflation and pricing
Margin expansion and profitability
Revenue
$314.80M
▲ 16.3% YoY Diluted EPS
$-0.14
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY24 · Q1
2024-05-02
Trupanion, Inc. Q1 FY2024 Earnings Call
Positive tone
Revenue and subscription growth
Material weaknesses and remediation
Pets Best / other business segment
Revenue
$306.12M
▲ 19.4% YoY Diluted EPS
$-0.16
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q4
2024-02-15
Trupanion, Inc. Q4 FY2023 Earnings Call
Positive tone
Margin expansion and path to 15% target
Free cash flow and capital allocation
Veterinary inflation and rate increases
Revenue
$295.86M*
▲ 20.3% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY23 · Q3
2023-11-02
Trupanion, Inc. Q3 FY2023 Earnings Call
Revenue
$285.85M
▲ 22.3% YoY Diluted EPS
$-0.10
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q2
2023-08-03
Trupanion, Inc. Q2 FY2023 Earnings Call
Revenue
$270.57M
▲ 23.3% YoY Diluted EPS
$-0.33
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY23 · Q1
2023-05-04
Trupanion, Inc. Q1 FY2023 Earnings Call
Revenue
$256.33M
▲ 24.4% YoY Diluted EPS
$-0.60
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q4
2023-02-15
Trupanion, Inc. Q4 FY2022 Earnings Call
Revenue
$246.01M*
▲ 26.6% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY22 · Q3
2022-11-03
Trupanion, Inc. Q3 FY2022 Earnings Call
Revenue
$233.76M
▲ 28.7% YoY Diluted EPS
$-0.32
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q2
2022-08-03
Trupanion, Inc. Q2 FY2022 Earnings Call
Revenue
$219.41M
▲ 30.4% YoY Diluted EPS
$-0.33
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY22 · Q1
2022-04-28
Trupanion, Inc. Q1 FY2022 Earnings Call
Revenue
$206.00M
▲ 33.2% YoY Diluted EPS
$-0.22
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q4
2022-02-16
Trupanion, Inc. Q4 FY2021 Earnings Call
Revenue
$194.38M*
▲ 36.2% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY21 · Q3
2021-11-03
Trupanion, Inc. Q3 FY2021 Earnings Call
Revenue
$181.67M
▲ 39.6% YoY Diluted EPS
$-0.17
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q2
2021-08-05
Trupanion, Inc. Q2 FY2021 Earnings Call
Revenue
$168.26M
▲ 42.7% YoY Diluted EPS
$-0.23
▼ 675% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY21 · Q1
2021-04-29
Trupanion, Inc. Q1 FY2021 Earnings Call
Revenue
$154.69M
▲ 39% YoY Diluted EPS
$-0.31
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q4
2021-02-10
Trupanion, Inc. Q4 FY2020 Earnings Call
Revenue
$142.69M
▲ 35.3% YoY Diluted EPS
$-0.09
▼ 550% YoY
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Earnings call
FY20 · Q3
2020-10-29
Trupanion, Inc. Q3 FY2020 Earnings Call
Revenue
$130.12M
▲ 31.1% YoY Diluted EPS
$-0.07
▼ 450% YoY Gross margin
15.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q2
2020-08-04
Trupanion, Inc. Q2 FY2020 Earnings Call
Revenue
$117.92M
▲ 27.9% YoY Diluted EPS
$0.04
Gross margin
16.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY20 · Q1
2020-04-30
Trupanion, Inc. Q1 FY2020 Earnings Call
Revenue
$111.30M
▲ 28% YoY Diluted EPS
$-0.03
Gross margin
16.0%
Rev · 8q
Audio
Transcript
Slides
8-K10-Q
Earnings call
FY19 · Q4
2020-02-13
Trupanion, Inc. Q4 FY2019 Earnings Call
Revenue
$105.48M
▲ 27.6% YoY Diluted EPS
$0.02
Gross margin
16.8%
Rev · 8q
Audio
Transcript
Slides
8-K10-K
Showing 1–27 of 27 earnings calls
Key facts
CIK
1371285
CUSIP
898202106
13F (30d)
195 filings
193 filers
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