Analyst
Jefferies
Equibles does not estimate personal net worth.
John Heck is recorded as Analyst at Jefferies. John Heck has spoken on 7 earnings calls across 7 companies, most recently for Blue Owl Capital Corp on November 5, 2026. Those appearances were for Blue Owl Capital Corp (OBDC), Upstart Holdings, Inc. (UPST), Jefferson Capital, Inc. (JCAP), Bread Financial Holdings, Inc. (BFH), Capital One Financial Corp (COF) and 2 other companies. The companies whose calls John Heck spoke on are classified in the Financial Services sector.
“Most of my questions have also been asked and answered. I'm wondering, at this part of a rate cycle, I'm thinking about the forward curve. Maybe do you guys have a sense for the trajectory of repayment or prepayment rates, how sensitive portfolio companies are to higher rates with that?”
“Andrew, it sounded like the take rate was up in the quarter as you passed on some, you know, the increases through the channels. I'm wondering, was that across all products?”
“And then follow-up is obviously acquisitions. you have good organic growth, and then you've had successful acquired growth over time as well. How would you describe the pipeline now?”
“The direct-to-consumer deposits, you guys mentioned It's almost 50% of funding at this point. You know, do you guys have objectives? Where can that go? And then what's the pricing on that versus, you know, the non-DTC deposits?”
Jefferies
Analyst
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Asset Management · Financial Services
Credit Services · Financial Services
Credit Services · Financial Services
Credit Services · Financial Services
Credit Services · Financial Services
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Credit Services · Financial Services
Credit Services · Financial Services
