Frank Schiraldi

“But just on that, just does that NIM guidance you gave or outlook, that includes the center deal?”

“And then, and recognizing that rate moves are going to impact business on both revenues and expenses, if we get some more rate cuts in the back half of the year, should that really have an impact on overall returns at Cash Connect?”

“And then, you know, you mentioned the opportunity maybe to bring over additional folks. Just curious, you know, given timing of bonuses, the way that works, is that more sort of a 2026 expectation, or is there still opportunity here in coming weeks and months?”

“I wonder if you guys could, just in terms of the margin, which is obviously been a little bit of a moving target here. You mentioned the reduced asset sensitivity and obviously the fintech loans.”

“If you could just talk about how you get comfortable if there's areas that you're shying away from, you know, obviously saw the contraction in the factoring and asset-based categories. just trying to get a sense for your thoughts around growth from here just given you know all the uncertainty out there you know it's…”