STBA
Banks - Regional · Financial Services
Analyst
KBW
Equibles does not estimate personal net worth.
Kelly Mata is recorded as Analyst at KBW. Kelly Mata has spoken on 32 earnings calls across 14 companies, most recently for Bank Of Hawaii Corp on October 26, 2026. Those appearances were for S&T Bancorp Inc (STBA), First Interstate Bancsystem Inc (FIBK), Bank Of Hawaii Corp (BOH), First Commonwealth Financial Corp (FCF), Hope Bancorp Inc (HOPE) and 9 other companies. The companies whose calls Kelly Mata spoke on are classified in the Financial Services sector.
“I would like to circle back to the earlier question about the buyback, specifically as it relates to capital. all. I believe 9% tier one leverage is kind of your goal here.”
“Maybe sticking along the lines of deposits, costs were really well-controlled this quarter.”
“I think putting together some of your margin commentary, one thing you noted was the increased deposit competition.”
“Great, and Juliana, I believe your guide includes some contribution from Manubank, is that about a quarter?”
“I would love to talk a bit about the margin. you had a few things working in kind of a negative direction this quarter, one being the non-accrual interest reversal and then a lower level of accretion.”
KBW
Analyst
Transcript header (unverified)
STBA
Banks - Regional · Financial Services
Banks - Regional · Financial Services
Banks - Regional · Financial Services
Banks - Regional · Financial Services
HOPE
Banks - Regional · Financial Services
Banks - Regional · Financial Services
Banks - Regional · Financial Services
Banks - Regional · Financial Services
Banks - Regional · Financial Services
Banks - Regional · Financial Services
BPOP
Banks - Regional · Financial Services
WAFD
Banks - Regional · Financial Services
WSFS
Banks - Regional · Financial Services
HAFC
Banks - Regional · Financial Services