Will Nance

“I wanted to follow up on some of the commentary on ACH volumes and maybe tie it back to some of the longer-term thoughts on growth that I think you talked about, Randy, in the preparedness marks.”

“I wanted to touch on some of the moving pieces in the transaction margin in the back half of the year guidance. Obviously, very strong margin result this quarter, and nice to see continued improvements in most of the credit metrics across the board.”

“I know a big part of your vision for the merchant business revolves around Commerce Hub and scaling an omni-channel offering to enterprise clients. I wondered if you could talk about the partnership with MasterCard and just how you see that unfolding and how you think about timelines there.”

“Guys, thank you for taking the question. First of all, Matt, it's been a pleasure working with you. It sounds like you've got your hands full at home, but you're leaving some big shoes to fill.”

“I thought I'd take advantage of Thomas being on the call here because memory costs and hardware have been very top of mind for a lot of investors and probably more relevant as the volume growth and new customer acquisition and seller keeps accelerating.”