Darren Peller

“Can you just retouch again on the competitive landscape around commercial for a moment? I know you mentioned a bit more about premium, but just revisiting your initiatives, what What kind of progress and milestones you'd like to see in terms of some element of an acceleration potential in the overall segment volume?”

“Nice results, and thanks for the clarification on the quarter itself. Maybe just go a little further into the guide now, just because it does imply an organic deceleration.”

“Now, just given the management changes, you know, how you're ensuring that everyone is aligned properly.”

“You know, I want to touch on my paper a moment again just because it continues to show strength, but you've talked about a few different levers. I know over the past few quarters, one of them being flexing loss rates up slightly just with higher limits, lower eligibility requirements.”

“You know, I know you've talked, Ron, you talked about the opportunity to cross sell your fleet card, your fleet management products into the spend management customer base.”