Jeff Rulis

“One of the questions on the credit side, the Wisconsin relationship, I just want to understand that as that resolution comes in the first quarter and beyond, can that come kind of piecemeal?”

“Just to, I guess, the first fit on credit, just to kind of, if you could, could you itemize the size of those credits, both in the franchise and healthcare, the resolution path ahead, and then lastly, expectation for net charge-off levels going forward, or is this sort of in the rear view?”

“Maybe I could just hop off the slide that you just went over, Doug. I appreciate it. Really good detail. But on the margin, just understanding the puts and takes, it sounds as if the timing of the subdebt, that benefit, you are asset sensitive, maybe a little benefit there.”

“Maybe a follow-on on the margin. um brad satenberg uh do you have an average for for september and i and i wanted to kind of nail down you know net of the non-accruel impact as well as as the public deposit runoff kind of came late is that is that also an additional tailwind to the margin so a few in there sorry about…”

“And I guess the follow-on to that is I guess that initial phase of the guaranteed team being on board and their book of business.”