Gerard Cassidy

“Jorge, now with Terry covering you, maybe you guys can do your call from Portland in July. The weather's nice.”

“Mike, can you share with us, obviously you guys had a very strong quarter when it comes to ROE, and I know there were some one-time items in there, but you're comfortably above your long-term ROE targets.”

“Just following up on the private banks, obviously you guys have had really good growth. You're putting out the returns to around 25% on capital.”

“Can you give us, when you think back to January when you gave us your net interest income forecast, Yes, I know you talked about the factors pushing up the net interest income growth in the fourth quarter.”

“Bill, talking about bells and whistles on AI and all the toys that go with it, what's your guys' view? A lot of management have been asked this question on these third quarter calls about the AI agentic agents moving deposits around and forcing deposit costs up for the industry.”